Automatic generation method and device of control rule, electronic equipment and readable medium
An automatic generation and rule technology, applied in the fields of instruments, finance, data processing applications, etc., can solve the company's economic losses, occupy a lot of human and financial resources and other problems, and achieve the effect of reducing credit risk.
Pending Publication Date: 2019-08-16
北京淇瑀信息科技有限公司
View PDF12 Cites 2 Cited by
- Summary
- Abstract
- Description
- Claims
- Application Information
AI Technical Summary
Problems solved by technology
[0004] The above method of setting risk control rules not only relies on manual judgment, but also takes up a lot of human and financial resources
Moreover, the risk control rules generated by artificial methods are often established after a dangerous behavior has occurred for a period of time and brought a lot of economic losses to the company.
Method used
the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View moreImage
Smart Image Click on the blue labels to locate them in the text.
Smart ImageViewing Examples
Examples
Experimental program
Comparison scheme
Effect test
Embodiment Construction
[0043] Example embodiments will now be described more fully with reference to the accompanying drawings. Example embodiments may, however, be embodied in many forms and should not be construed as limited to the embodiments set forth herein; rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the concept of example embodiments to those skilled in the art. The same reference numerals denote the same or similar parts in the drawings, and thus their repeated descriptions will be omitted.
[0044] Furthermore, the described features, structures, or characteristics may be combined in any suitable manner in one or more embodiments. In the following description, numerous specific details are provided in order to give a thorough understanding of embodiments of the present disclosure. However, those skilled in the art will appreciate that the technical solutions of the present disclosure may be practiced without one or mo...
the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More PUM
Login to View More Abstract
The invention relates to an automatic generation method and device for credit risk control rules, electronic equipment and a computer readable medium. The method comprises the steps of obtaining a historical credit data set, wherein the historical credit data set comprises multi-dimensional attribute information and overdue information of a user; performing automatic grading processing on the historical credit data set based on the multi-dimensional attribute information to generate a plurality of sub-data sets; calculating an overdue rate corresponding to each sub-data set in the plurality ofsub-data sets according to the overdue information; and generating a credit risk control rule according to the sub-data set and the corresponding overdue rate. According to the automatic generation method and device for the credit risk control rule, the electronic equipment and the computer readable medium, the credit risk control rule can be quickly and accurately generated, and the credit riskcaused by a user credit problem is reduced.
Description
technical field [0001] The present disclosure relates to the field of computer information processing, in particular, to a method, device, electronic device and computer-readable medium for automatically generating credit risk control rules. Background technique [0002] Credit refers to the form of value movement conditioned on repayment and interest payment, usually including credit activities such as bank deposits and loans. Credit is an important form of mobilizing and distributing funds in a paid way in socialist countries, and is a powerful lever for economic development. The generation of loans is bound to be accompanied by risks. Before the repayment period expires, major adverse changes in the borrower's financial and business conditions are likely to affect its ability to perform contracts, resulting in risks such as bad debts and bad debts. Therefore, in order to reduce the probability of such risks, A risk assessment of the borrower is required. [0003] The eva...
Claims
the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More Application Information
Patent Timeline
Login to View More Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q40/02
CPCG06Q10/0635G06Q10/06375G06Q40/03
Inventor 程锋苏绥绥常富洋
Owner 北京淇瑀信息科技有限公司