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Payment method and device

A payee, two-dimensional code technology, applied in the field of payment methods and devices, can solve problems such as consumer losses and payment security risks, and achieve the effect of solving security risks, ensuring user fund security, and assured consumption payment methods.

Active Publication Date: 2019-09-17
北京司库立方科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, because the payment information is all stored in the QR code, and the human eye cannot directly read the QR code information, it is easy to cause hidden dangers in payment security. For example, the QR code on the vending machine of the merchant is maliciously tampered with. loss to consumers

Method used

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  • Payment method and device
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Embodiment Construction

[0059] The following will clearly and completely describe the technical solutions in the embodiments of the present application with reference to the drawings in the embodiments of the present application. Obviously, the described embodiments are part of the embodiments of the present application, not all of them. The components of the embodiments of the application generally described and illustrated in the figures herein may be arranged and designed in a variety of different configurations.

[0060] Accordingly, the following detailed description of the embodiments of the application provided in the accompanying drawings is not intended to limit the scope of the claimed application, but merely represents selected embodiments of the application. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of this application.

[0061] It should be noted that like ...

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Abstract

The embodiment of the invention provides a payment method and device. A user terminal obtains two-dimensional code attribute information of the target payment two-dimensional code and judges whether the two-dimensional code attribute information is two-dimensional code attribute information of a list user in a common payment list or not, and if yes, the payment operation is passed; and if not, pop-up window prompting is carried out to prompt a user whether to add the two-dimensional code attribute information of the target payment two-dimensional code into the common payment list, if yes, fingerprint matching and gesture matching are carried out respectively, and the two-dimensional code attribute information of the target payment two-dimensional code is added into the common payment list after the fingerprint matching and the gesture matching are passed. The problem of potential safety hazards in an existing payment mode can be solved, the fund safety of a user is guaranteed, and a more convenient and secure consumption payment mode is provided.

Description

technical field [0001] The present application relates to the technical field of payment, in particular, to a payment method and device. Background technique [0002] With the popularity of smart user terminals (such as smartphones), the use of two-dimensional code payment is becoming more and more popular; moreover, consumers enjoy and rely on the convenience brought by two-dimensional code payment, and a two-dimensional code payment has been widely formed. Code payment transaction payment habits. Therefore, in the current environment, merchants are also striving to meet the payment habits of consumers and users, and provide or install devices that can support two-dimensional code payment in terms of hardware. [0003] In the QR code payment process, the payment is generally realized by scanning the QR code. The current scanning payment method mainly uses the user terminal to actively scan the QR code of the payee and identify the information contained in the QR code. Pay...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/40
CPCG06Q20/3276G06Q20/40145
Inventor 余晨孙干超
Owner 北京司库立方科技有限公司