Medical insurance accurate identification method based on block chain

Abstract

The invention discloses a medical insurance accurate identification method based on a block chain, and belongs to the technical field of intelligent contracts and block chains. According to the medical insurance accurate identification method based on the block chain, a block chain infrastructure is established in a P2P consensus network through a block chain service provider of a cloud data center, and execution of an intelligent contract and generation of a new block of the block chain are realized through cooperation; the participation nodes of the block chain jointly maintain an account book, and the execution condition of the key medical data intelligent contract in the commercial medical insurance life cycle process is recorded in the account book; health and medical conditions are provided by issuing tokens and enabling insurers to participate in, and medical and health data sharing among participation nodes is completed through a safety channel and anonymization processing. Themedical insurance accurate identification method based on the block chain can effectively solve the mutual trust problem between an insurance company and an insurance applicant, and has good popularization and application values.

Description

technical field [0001] The invention relates to the technical fields of smart contracts and blockchains, and specifically provides a method for accurately identifying medical insurance based on blockchains. Background technique [0002] In recent years, electronic currencies such as Bitcoin have become popular. Unlike most currencies, electronic currencies such as Bitcoin do not rely on specific currency issuers, and use many nodes in the entire P2P network to complete the transaction records of distributed ledgers. Electronic currencies such as Bitcoin The core supporting technology behind it is blockchain technology, also known as "distributed ledger technology", which is a technical solution for decentralization and collective maintenance of distributed ledgers. Multi-party computing is used to realize a distributed database system with data that cannot be tampered with and calculation results that are credible. [0003] Blockchain is not a single technology, but the res...

AI Technical Summary

Problems solved by technology

[0004] The essence of the operation of an insurance company is a risk transaction. Accurate pricing requires a large amount of data to support risk assessment. Both insurance companies and policyholders need to build trust with each other, and insurance has a large number of connection needs. Commercial medical insurance is an important type of insurance. A large amount of external data is needed for support, including data support from the medical insurance ecosystem formed by hospitals, medical examination centers, other insurance companies in the same industry, and government health departments. At the same time, medical insurance also involves the personal privacy of the policyholder. It is necessary to provide health notification in time to avoid disputes in underwriting and future claims, causing unnecessary trouble

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