Risk asset screening method, device, computer equipment and storage medium

Abstract

The invention discloses a risk asset screening method, device, computer equipment and storage medium. The method includes: obtaining the equity link information of the newly added asset package according to the equity matching model, screening the first risk subject from the equity link information according to the risk subject screening rule, and quantifying the information of the subject included in the equity link information according to the information quantification model. Quantify the information to obtain the subject feature information corresponding to each subject, obtain the second risk subject in the equity link information that matches the first risk subject according to the risk subject matching rules and subject characteristic information, and match the new asset package with the first risk subject. Assets corresponding to a risk subject or a second risk subject are regarded as risk assets. Through the above method, the efficiency of screening the risk assets from the asset package can be improved, the accuracy of the obtained risk assets can be ensured, and the effect of efficiently and accurately screening the risk assets can be achieved.

Description

technical field [0001] The present invention relates to the field of computer technology, and in particular, to a risk asset screening method, device, computer equipment and storage medium. Background technique [0002] When a financial enterprise handles the loan mortgage business, in order to avoid the occurrence of forged assets in the subject matter that does not meet the relevant regulations, it is necessary to evaluate whether the subject matter of the mortgage is compliant. The subject matter is usually an asset package containing multiple assets. Irregular assets in the package are risk assets. When screening the risk assets contained in the asset package, the prior art method manually checks and judges whether the assets are compliant, and selects non-compliant risk assets from them. The number of assets contained in the corresponding asset package is very large, and the equity structure of some assets is very complex, so it is difficult to efficiently and accurate...

AI Technical Summary

Problems solved by technology

[0003] The embodiment of the present invention provides a risk asset screening method, device, computer equipment and storage medium, aiming to solve the problem that the risk asset screening method in the prior art method cannot efficiently and accurately screen risk assets

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