Transaction limit setting method and system

Abstract

The invention provides a transaction limit setting method and system. The method comprises the steps of: obtaining the limit set of banking outlets; inputting the limit set into a profit prediction model for profit prediction to obtain a profit prediction set; inputting the limit set into a loss prediction model for loss prediction to obtain a loss prediction set; and determining the optimal limits of the banking outlets based on the profit prediction set and the loss prediction set. According to the method provided by the above technical schemes of the invention, the limit set containing multiple different limits is preset; the profit prediction model is utilized to perform profit prediction on the different limits to obtain the profit prediction set; loss prediction is performed on the different limits by utilizing the loss prediction model to obtain the loss prediction set; and the optimal limits of the bank outlets are determined according to the predicted profit prediction set andloss prediction set; and therefore, the profits of banks can be ensured, and the increase of risk-induced loss can be avoided.

Description

technical field [0001] The invention relates to the technical field of data analysis, in particular to a method and system for setting a transaction limit. Background technique [0002] With the development of banks, self-service cash machines can be seen everywhere in daily life, providing customers with more convenient and faster deposit and withdrawal services. When a customer uses a self-service cash machine, the self-service cash machine may swallow a card due to various reasons. [0003] After the card swallowing behavior of the self-service deposit and withdrawal machine occurs, in order to ensure the customer's experience, the self-service deposit and withdrawal machine will provide customers with services within a certain scope of authority, such as: providing customers with transfer services with a certain amount of transfer and withdrawal with a certain amount. Withdrawal service. When setting the transfer amount and withdrawal amount, if the transfer amount and...

AI Technical Summary

Problems solved by technology

When setting the transfer amount and withdrawal amount, if the transfer amount and withdrawal amount are too low, it will affect the profit of the bank

If the transfer amount and withdrawal amount are too high, the risk loss of the bank will be increased in the event of bank card fraud

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