Vehicle insurance fraud gang mining method and device and readable storage medium
A storage medium and auto insurance technology, applied in the field of data processing, can solve problems such as low efficiency, inaccuracy, and strong subjectivity of results, and achieve the effect of improving construction efficiency, accuracy and efficiency
Pending Publication Date: 2020-07-10
北京明智和术科技有限公司
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Problems solved by technology
[0004] It can be seen that the existing technology relies on manual analysis to mine fraudulent gangs. Manual analysis takes a lot of time, is inefficient, and the results obtained are highly subjective and not accurate enough.
Method used
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Embodiment approach
[0058] A first optional implementation manner of step 103: determine the involved vehicle having a closed-loop connection relationship in the vehicle accident connectivity graph as the involved vehicle suspected of fraud.
[0059] In the first optional implementation, it can be understood that there is a serious suspicion that there is a closed loop. Generally speaking, in practice, excluding the case of multi-party accidents, vehicles A and B collide, B and C collide after a period of time, and C and A collide again after a period of time. A closed loop is formed after a large number of vehicles, although this kind of coincidence cannot be completely ruled out, but it is less likely. Anyone who has such a closed loop can be preliminarily pre-judged as a suspected gang. For example in Figure 5Among them, the involved vehicle A, the involved vehicle B, and the involved vehicle C constitute a closed loop, and then the involved vehicle A, the involved vehicle B, and the involv...
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The invention provides a vehicle insurance fraud gang mining method and device and a readable storage medium. The vehicle insurance fraud gang mining method comprises the steps of obtaining to-be-processed vehicle insurance data, wherein the to-be-processed vehicle insurance data comprises a plurality of vehicle accidents, involved vehicles in each vehicle accident and involved personnel; constructing a vehicle accident connection graph according to the to-be-processed vehicle insurance data, wherein the vehicle accident connection graph is used for representing a connection relationship amongthe involved vehicles; determining an involved vehicle with fraud suspicion based on the vehicle accident connection graph; and determining a fraud gang corresponding to the to-be-processed vehicle insurance data according to the event-related personnel corresponding to the suspected fraud event-related vehicle. According to the method, the accuracy and efficiency of vehicle insurance fraud gangmining are improved.
Description
technical field [0001] The present application relates to the technical field of data processing, and in particular, to a method and device for mining auto insurance fraud gangs, and a readable storage medium. Background technique [0002] At present, China has entered the era of automobiles, and everyone's travel is inseparable from automobiles. With the gradual maturity of the insurance industry, most people will insure every car for themselves in order to drive safely. At the same time, some people are also eyeing the huge "business opportunities", using various means to commit crimes by the insured themselves or collude with the personnel of auto repair shops and insurance companies to deliberately create fictitious insurance accidents to defraud insurance indemnities, or By some means, the cases that could not be claimed meet the standard of claim. [0003] At present, the mining of vehicle insurance fraud is mainly realized by manually analyzing a large amount of dat...
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IPC IPC(8): G06Q40/08G06F16/901G06F16/903
CPCG06Q40/08G06F16/9024G06F16/90335
Inventor 曹鸣
Owner 北京明智和术科技有限公司