Transaction-based credit card interest calculation method and system, terminal equipment and storage medium
A credit card and transaction technology, applied in the field of web information processing, can solve problems that affect customer experience, cannot satisfy credit card marketing, and cannot calculate interest, etc., to achieve the effect of enriching financial data, improving customer service efficiency and service level
- Summary
- Abstract
- Description
- Claims
- Application Information
AI Technical Summary
Problems solved by technology
Method used
Image
Examples
specific Embodiment
[0044] Step 1. Refer to the system architecture figure 2 , the deployment environment, and the software configuration are as follows:
[0045]
[0046]
[0047] Step 2, operating system, set the credit card parameters of a certain country and region by the parameter module, and the parameters mainly related to the present invention are as follows:
[0048] Parameters-【Balance Composition】
[0049]
[0050] Parameters - [Transaction Processing Control]
[0051]
[0052] Parameters-【Repayment Order-Balance Composition】
[0053] balance composition old cycle last cycle this cycle Consumption balance 7 8 12 Cash balance 3 4 10 interest balance 1 2 9 Fee balance 5 6 11
[0054] Parameter-【Repayment Sequence-Sub-account Deduction Sequence】
[0055]
[0056]
[0057] Step 3. Establish account balance composition, establish sub-accounts for daily overdraft balance, etc.
[0058] For example, account ZH001 has a ...
PUM
Abstract
Description
Claims
Application Information
- R&D Engineer
- R&D Manager
- IP Professional
- Industry Leading Data Capabilities
- Powerful AI technology
- Patent DNA Extraction
Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.
© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com