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Information generation method and device, electronic equipment and storage medium

A technology of information generation and characteristic information, which is applied in the insurance field and can solve the problems of inability to inform the authenticity of health notifications and other issues

Active Publication Date: 2020-09-11
TAIKANG LIFE INSURANCE CO LTD +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0004] However, using this method will not be able to verify the authenticity of the health notification submitted by the user

Method used

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  • Information generation method and device, electronic equipment and storage medium
  • Information generation method and device, electronic equipment and storage medium
  • Information generation method and device, electronic equipment and storage medium

Examples

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Embodiment Construction

[0051] In order to make the purpose, technical solutions and advantages of the examples of the present disclosure clearer, the technical solutions in the examples of the present disclosure will be clearly and completely described below in conjunction with the accompanying drawings in the examples of the present disclosure.

[0052] The development of insurance business based on the Internet has become a development trend. The underwriting of insurance business refers to the process of underwriting or not underwriting based on the review of the user's current physical condition and the result of the review.

[0053] In the existing online underwriting process, the user's physical condition is generally notified actively by the user. After the user initiates the application, he will receive a health notification including diseases that are not covered by the insurance, and it is up to the user to decide whether to sign the health notification. Once the user signs the health not...

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Abstract

The invention provides an information generation method and device, electronic equipment and a storage medium. The method comprises the steps of firstly obtaining a preset physical examination detection index and historical case information of a user; extracting historical case feature information in the historical case information; determining an insurance risk level corresponding to the user byadopting a preset risk model according to the preset detection index and the historical case feature information, and providing an insurance page for the user when the insurance risk level conforms toan insurance risk level threshold; receiving a drug monitoring code uploaded by the user on the insurance page, and determining the timeliness and repeatability of the drug monitoring code; and generating insurance policy information according to the timeliness and repeatability of the drug administration code. Therefore, effective auditing of the real application condition of the user is facilitated, and the method and device are especially suitable for underwriting screening of insurance products of a single disease type and underwriting screening based on a specific insurance type.

Description

technical field [0001] The present disclosure relates to insurance technology, and in particular to an information generating method, device, electronic equipment and storage medium. Background technique [0002] The development of insurance business based on the Internet has become a development trend. The underwriting of insurance business refers to the process of underwriting or not underwriting based on the review of the user's current physical condition and the result of the review. [0003] In the existing online underwriting process, the user's physical condition is generally notified actively by the user. After the user initiates the application, he will receive a health notification including diseases that are not covered by the insurance, and it is up to the user to decide whether to sign the health notification. Once the user signs the health notice, the underwriting system will assume that the user is in compliance with the health notice. [0004] However, usi...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G16H50/30
CPCG06Q40/08G16H50/30
Inventor 赵新
Owner TAIKANG LIFE INSURANCE CO LTD
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