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Payment service data processing method, device, equipment and system

A technology of business data and processing methods, applied in the computer field, can solve the problem of low accuracy of willingness to pay, and achieve the effect of improving accuracy and payment success rate

Active Publication Date: 2022-07-19
ALIPAY (HANGZHOU) INFORMATION TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Usually, the willingness to pay is generally determined based on the payment data of the payment terminal. However, the accuracy of the user's willingness to pay determined in this way may not be high

Method used

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  • Payment service data processing method, device, equipment and system
  • Payment service data processing method, device, equipment and system
  • Payment service data processing method, device, equipment and system

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Embodiment Construction

[0026] In order to make those skilled in the art better understand the technical solutions in this specification, the technical solutions in the embodiments of this specification will be clearly and completely described below with reference to the accompanying drawings in the embodiments of this specification. Obviously, the described The embodiments are only some of the embodiments of the present specification, but not all of the embodiments. Based on the embodiments in this specification, all other embodiments obtained by those of ordinary skill in the art without creative efforts shall fall within the protection scope of this specification.

[0027] With the development of computer and Internet technology, online shopping and online payment have become a trend. When users make online payment for online shopping, they have many opportunities to choose to give up payment, that is, there are multiple payment nodes for a payment business. , each payment node user can choose to ...

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Abstract

This specification provides a payment service data processing method, device, device and system, which collects user payment information from the two dimensions of payment application and business application. The collected information is more comprehensive and lays a data foundation for subsequent payment probability prediction. And based on the link of the payment service, different payment nodes are sequentially collected user payment information, and based on the collected user payment information, the payment probability before, during and after payment is predicted, and based on the predicted payment. Probability value, push corresponding payment push information for payment services whose payment probability value satisfies preset conditions.

Description

technical field [0001] The present specification belongs to the field of computer technology, and in particular, relates to a payment service data processing method, device, device and system. Background technique [0002] With the development of computer technology, there are more and more users of online shopping and online payment, and more and more network platforms and payment applications are used for online shopping. Different users may have different preferences. Usually, according to the user's willingness to pay, information can be recommended for different users, such as: recommending different product information, different payment applications, different shopping platforms, etc. Usually, the willingness to pay is generally determined based on the payment data at the payment end. However, the accuracy of the willingness to pay determined in this way may not be high. SUMMARY OF THE INVENTION [0003] The purpose of the embodiments of this specification is to pr...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q30/02
CPCG06Q30/0202G06Q30/0201G06Q30/0239
Inventor 杨哲
Owner ALIPAY (HANGZHOU) INFORMATION TECH CO LTD