Loan processing method and system
A processing system and processing method technology, applied in the field of loan processing methods and systems, can solve problems such as inaccurate loan business approval and long approval time
Pending Publication Date: 2020-12-15
BANK OF CHINA
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Problems solved by technology
[0004] In view of this, the embodiment of the present invention provides a loan processing method and system to solve the problems of long approval time and inaccurate loan business approval in the prior art
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[0049] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.
[0050] In this application, the term "comprises", "comprises" or any other variation thereof is intended to cover a non-exclusive inclusion such that a process, method, article, or apparatus comprising a set of elements includes not only those elements, but also includes none. other elements specifically listed, or also include elements inherent in such a process, method, article, or apparatus. Without further limitations, an element defined by the phrase "com...
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The invention provides a loan processing method and system. The loan processing method comprises the steps: enabling a dispatch server to acquire an approval task uploaded by user interaction equipment; on the basis of the approval data, approval task uploading time, current time of the approval task and a preset time limit, determining execution time of the approval task and the approval task processing priority; matching a process rule base based on the approval data, and determining an approval process; on the basis of the execution time of the approval task, the approval task processing priority and the current working state of the RPA, determining the RPA capable of executing the approval task, and issuing an approval process to the RPA; and enabling the RPA to execute the approval process. According to the scheme, manual auditing is not needed, the approval process corresponding to the approval data can be determined through the process rule base, and the RPA capable of executingthe approval task is determined, so that the RPA executes the approval process corresponding to the approval data, the manual approval time is shortened, and the accuracy of loan service approval canbe improved.
Description
technical field [0001] The invention relates to the technical field of data processing, in particular to a loan processing method and system. Background technique [0002] With the continuous improvement of the economic level, the scale of consumer loan business is also expanding. [0003] At present, when a bank conducts loan business, the bank loan approval personnel of commercial banks often review various approval data such as credit status and loan amount in the approval data provided by customers according to market rules, so as to determine whether the loan operation can be issued. Due to the large changes in the approval rules in the market and the excessive data of the loan business, there are problems such as long approval time and inaccurate loan business approval when using manual methods to approve the loan business. Contents of the invention [0004] In view of this, the embodiments of the present invention provide a loan processing method and system to solv...
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Login to View More IPC IPC(8): G06Q40/02G06Q10/10
CPCG06Q10/103G06Q40/03
Inventor 陈骜
Owner BANK OF CHINA