Data transfer method and device, equipment and computer storage medium

Abstract

The invention discloses a data transfer method and device, equipment and a computer storage medium, relates to the technical field of computers, and aims to provide a more convenient and faster transfer mode and improve the protection degree of personal information privacy of a user. The method comprises the following steps: in response to an account transfer operation instruction of transferringaccount surface data input by an account transfer user, sending a first account transfer request to a background server of an account transfer platform, with the first account transfer request carrying a collection identifier of a collection user; responding to an account transfer confirmation prompt message returned by the background server, and prompting an account transfer user to perform account transfer confirmation according to the account transfer confirmation prompt message; and in response to an account transfer confirmation operation instruction of the account transfer user, sendingan account transfer confirmation request for transferring account data to the background server, so that the background server requests the trusted account transfer mechanism to initiate account datatransfer to a collection mechanism where the collection user is located after receiving the account transfer confirmation request.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a data transfer method, device and equipment, and a computer storage medium. Background technique [0002] With the development of electronic informatization, online transactions are becoming more and more common. Online transactions allow users to conduct transfer transactions without leaving home, which is more convenient and quicker. [0003] At present, when transferring money online, transfers within the same institution can generally be realized through the transfer logo, while transfers between institutions generally need to fill in the detailed information of the receiving user, for example, the receiving institution and bank where the receiving user is located need to be provided. Information such as the account number and payee’s name can only be initiated after submitting all the information. The information that users need to provide when initiating an int...

AI Technical Summary

Problems solved by technology

[0003] At present, when transferring money online, transfers within the same institution can generally be realized through the transfer logo, while transfers between institutions generally need to fill in the detailed information of the receiving user, for example, the receiving institution and bank where the receiving user is located need to be provided. Information such as the account number and payee’s name can only be initiated after submitting all the information. The information that users need to provide when initiating an inter-institutional transfer is complicated. For example, the bank account number is usually long and difficult to remember. It is very inconvenient to fill in and delays Time, and it is also easy to make mistakes in filling in. Once filled in wrongly, it may lead to transfer failure, and there is a high possibility of transferring to the wrong account, and there is a risk of funds

In addition, many current users also attach great importance to the privacy and security of personal information. The above-mentioned transfer method needs to disclose more personal privacy, which is also very unfavorable for the protection of personal information privacy.

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