Underwriting risk control monitoring method, device and equipment and storage medium

Abstract

The invention relates to the field of artificial intelligence, and discloses an underwriting risk control monitoring method, device and equipment and a storage medium, and the method comprises the steps: obtaining an underwriting risk control monitoring instruction inputted by a user and a monitored insurance type, and judging the monitoring type represented by the instruction; if the monitoring type is result monitoring, acquiring insurance policies and various insurance policy information corresponding to the insurance type, making a corresponding risk map according to the insurance policiesand the insurance policy information, wherein the risk map comprises risk single quantities and risk scores of various insurance places; according to the risk order quantity and the risk score, determining a high-risk place in the insurance places divided in the geographic area, and carrying out early warning on the high-risk place; if the monitoring type is process monitoring, analyzing an underwriting process of the insurance policy according to the insurance policy information to obtain process monitoring data; and sending the risk map or the process monitoring data to the user. In addition, the invention also relates to a blockchain technology, and the risk single quantity can be stored in the blockchain.

Description

technical field [0001] The present invention relates to the field of artificial intelligence, in particular to a method, device, equipment and storage medium for nuclear security risk control and monitoring. Background technique [0002] With the enhancement of people's insurance awareness, commercial insurance has become an important part of the current social security system. According to available reference data, the number of policies of some insurance institutions is in the tens of millions. After these policies are generated in the insurance system, they need to be underwritten to determine whether the information in the policy meets the insurance requirements. The existing underwriting methods for insurance policies are generally manually underwritten, such as based on risk control. Rules and product pricing rules for different customer groups, auxiliary information, etc., manually review the insurance policy. However, with the rapid development of big data mining, m...

AI Technical Summary

Problems solved by technology

[0004] The main purpose of the present invention is to solve the technical problem that the lack of monitoring in the existing risk prediction model makes it difficult to analyze the data of policy manslaughter and intercepted orders

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