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Credit return data processing method, device and system, medium and electronic equipment

A processing method and credit technology, applied in the field of data processing, can solve the problem that the processing accuracy of credit collection data needs to be improved, etc.

Pending Publication Date: 2021-03-09
JINGDONG TECH HLDG CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] However, the processing accuracy of credit repayment data provided by related technologies needs to be improved

Method used

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  • Credit return data processing method, device and system, medium and electronic equipment
  • Credit return data processing method, device and system, medium and electronic equipment
  • Credit return data processing method, device and system, medium and electronic equipment

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Embodiment Construction

[0030] Example embodiments will now be described more fully with reference to the accompanying drawings. Example embodiments may, however, be embodied in many forms and should not be construed as limited to the examples set forth herein; rather, these embodiments are provided so that this disclosure will be thorough and complete and will fully convey the concept of example embodiments to those skilled in the art.

[0031] Furthermore, the described features, structures, or characteristics may be combined in any suitable manner in one or more embodiments. In the following description, numerous specific details are provided in order to give a thorough understanding of embodiments of the present disclosure. However, those skilled in the art will appreciate that the technical solutions of the present disclosure may be practiced without one or more of the specific details, or other methods, components, means, steps, etc. may be employed. In other instances, well-known methods, ap...

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PUM

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Abstract

The embodiment of the invention provides a credit return data processing method, device and system, a medium and electronic equipment. The method is applied to information interaction between a returnprocessing server and a plurality of capital issuer terminals. The method comprises the following steps: obtaining funding proportions of funders corresponding to a target credit service from funderterminals by a money return processing server; determining a total amount of returned money of the target credit service in each of the M stages through a returned money processing server; determininga return amount of a first funder in a kth stage by a return processing server according to a sum of total return amounts of first k stages, a funding proportion of the first funder and a sum of return amounts obtained by the first funder; and sending the refunding quota of the first funder in the kth stage to the corresponding funder terminal through the refunding processing server. According tothe technical scheme, the calculation mode of summarizing the amount is adopted to reduce errors, and the processing precision of the credit return data is improved.

Description

technical field [0001] The present disclosure relates to the technical field of data processing, in particular, to a method, device, system, medium and electronic equipment for processing credit collection data. Background technique [0002] Credit business refers to the credit activity in which the currency holder (investor) temporarily lends the agreed amount of funds at the agreed interest rate, and the borrower repays the principal and interest according to the agreed conditions within the agreed time limit. For example, according to a certain credit business, the number of installments of the borrower's repayment and the repayment amount of each installment can be agreed upon. [0003] Wherein, a credit business may include multiple contributors, and the contribution ratio of each contributor can be determined according to the ratio of the contribution amount of each contributor to the total amount of the credit business. In related technologies, for each contributor, ...

Claims

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Application Information

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IPC IPC(8): G06Q40/02
CPCG06Q40/03Y02D10/00
Inventor 李腾张栋芳王强
Owner JINGDONG TECH HLDG CO LTD