Financial account cancellation processing method and device, computer equipment and storage medium

Abstract

The invention discloses a financial account cancellation processing method and device, computer equipment and a storage medium. The method comprises the steps of obtaining an account cancellation application request, wherein the account cancellation application request comprises a to-be-canceled financial account and to-be-canceled account information; carrying out account cancellation condition auditing on the to-be-canceled financial account and the to-be-canceled account information to acquire a condition auditing result; if the account cancellation condition is met, obtaining a pre-settlement amount, generating a reporting verification code, obtaining an original account cancellation form based on the pre-settlement amount, the reporting verification code and the to-be-canceled account information, and sending the original account cancellation form to an associated system; receiving a target account cancellation code generated when account cancellation transfer succeeds, generating account cancellation response information based on the target account cancellation code and the to-be-canceled account information, sending the account cancellation response information to the client, and generating a cabinet auditing task; and executing the temporary cabinet auditing task, obtaining a temporary cabinet auditing result, if the auditing result is correct, performing account cancellation on the to-be-canceled financial account, and updating an account state corresponding to the to-be-canceled financial account. The method can improve the temporary cabinet account cancellation efficiency of the financial account and save the account cancellation time cost.

Description

technical field [0001] The present invention relates to the technical field of financial technology, in particular to a financial account cancellation processing method, device, computer equipment and storage medium. Background technique [0002] In the process of participating in financial activities, current users need to open their own financial accounts in different related systems, for example, they need to open bank accounts in the banking system, trust accounts in the trust system, securities accounts in the securities system and insurance accounts. The system opens insurance accounts, etc. When the user wants to cancel a financial account, he needs to enter the account cancellation process. The traditional account cancellation process generally requires the user to handle it at the counter. It is necessary for the teller at the counter to perform the interest settlement operation and inform the user of the interest settlement amount at the time of the counter. Since...

AI Technical Summary

Problems solved by technology

[0003] Embodiments of the present invention provide a financial account cancellation processing method, device, computer equipment, and storage media to solve the problems of tight timeliness, low efficiency, and high cost in the process of closing a financial account at a counter

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