Information processing, method, device and equipment, storage medium and program product

Abstract

The embodiment of the invention provides an information processing method, device and equipment, a storage medium and a program product. The information processing method comprises the following steps: acquiring login information of a first terminal and a service type of a to-be-evaluated object; determining an information acquisition table and a risk assessment model according to the login information and the service type, so as to obtain basic information of the to-be-assessed object based on the information acquisition table; based on the risk assessment model and the basic information, determining a risk score of the to-be-assessed object; and determining an assessment result of the to-be-assessed object according to the risk score and a preset auditing process, and sending the assessment result to the first terminal, thereby realizing high-customization customer risk assessment. The information processing method, device and equipmentare suitable for customer risk assessment of different regions and different banks, and are high in assessment adaptability and high in efficiency.

Description

technical field [0001] The embodiments of the present application relate to the technical field of data processing, and in particular, to an information processing method, device, equipment, storage medium, and program product. Background technique [0002] In the field of banking regulatory compliance, information processing of bank customers (Customer Due Diligence, CDD) is a particularly important item. Information processing is used to identify customers, specifically to conduct background checks on customers, profile customers, and assess the risks of upcoming business relationships with customers. [0003] However, for different banks, or institutions established by the same bank in different regions, in the process of information processing, the investigation process adopted and the content of customer information collected are not the same, and different banks or institutions need to establish different information processing system, the efficiency of information pr...

AI Technical Summary

Problems solved by technology

[0003] However, for different banks, or institutions established by the same bank in different regions, in the process of information processing, the investigation process adopted and the content of customer information collected are not the same, and different banks or institutions need to establish different information processing system, the efficiency of information processing is low and the cost is high

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