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Block chain-based job processing method, device and system

A technology of job processing and block chain, applied in the field of block chain, can solve the problems that risk control cannot be timely and fully shared, authorization cannot be completed, and customer transaction risk cannot be controlled at the same time, so as to improve transaction risk control ability and improve transaction The order rate and the effect of improving the experience

Pending Publication Date: 2021-09-24
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] 1. The transaction is routed to the corresponding card organization according to the credit card number. If the corresponding card organization network in the transaction network cannot be connected, the authorization cannot be completed
[0005] 2. Defining the risk level of transactions is independently judged and made by the systems of each card organization, which belongs to an independent decision-making mode, and cannot simultaneously control the transaction risks initiated by customers through different card organization networks
[0006] 3. Risk control between card organizations and card issuers cannot be shared in a timely and sufficient manner

Method used

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  • Block chain-based job processing method, device and system
  • Block chain-based job processing method, device and system
  • Block chain-based job processing method, device and system

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Embodiment Construction

[0033] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments It is a part of embodiments of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0034] At present, in the overseas consumption scenario of foreign currency credit cards, low-risk transactions are authorized by foreign card organizations to complete the transaction authorization, and non-low-risk transactions need to be transferred to the card issuing bank to complete the transaction authorization. This method has low transacti...

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PUM

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Abstract

The invention discloses a block chain-based job processing method, device and system, and relates to the field of block chains, and the method comprises the steps: receiving a job request encrypted by a predetermined certificate, the job request comprising a job video image and job party information; performing decryption operation on the job request according to the predetermined certificate; in response to decryption success, performing risk level division operation on the job video image and the job party information in the job request according to a predetermined rule; and executing a corresponding operation on the job request according to a risk level division result. According to the invention, the dependence on the authorized network in the transaction process can be reduced, the transaction risk control capability can be improved, and the transaction success rate can be improved, so that the user experience can be improved.

Description

technical field [0001] The present invention relates to the field of block chains, in particular to a block chain-based job processing method, device and system. Background technique [0002] With the improvement of people's living standards, there are more and more scenes of overseas consumption with foreign currency credit cards, such as travel and education. For foreign currency credit cards to complete transactions abroad through foreign card organizations, both the acquiring bank and the issuing bank must access the network of the foreign card organization for transaction authorization. After the foreign card organization network evaluates the transaction risk, low-risk transactions are authorized by the foreign card organization agent to complete the transaction authorization, and non-low-risk transactions need to be transferred to the card issuing bank to complete the transaction authorization. [0003] This model can reduce authorization costs for low-risk transacti...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/04G06F21/60G06F21/62G06Q20/38G06Q20/40
CPCG06Q40/04G06Q20/4016G06Q20/382G06F21/602G06F21/6218
Inventor 石燕周新衡徐颖吴延生
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA