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Credit card check and approval service method

A credit card and business technology, applied in data processing applications, instruments, finance, etc., to achieve the effects of reducing human judgment errors, improving approval efficiency, and convenient operation

Pending Publication Date: 2021-11-02
上海通联金融服务有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The purpose of the present invention is to provide a method for credit card approval and business approval, to solve the disadvantages of traditional credit card approval, and at the same time to standardize the approval process and improve the approval efficiency

Method used

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  • Credit card check and approval service method
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Embodiment Construction

[0036] The specific implementation manner of the present invention will be described in more detail below with reference to schematic diagrams. The advantages and features of the present invention will be more apparent from the following description. It should be noted that all the drawings are in a very simplified form and use imprecise scales, and are only used to facilitate and clearly assist the purpose of illustrating the embodiments of the present invention.

[0037] If a method described herein includes a series of steps, the order in which the steps are presented is not necessarily the only order in which the steps can be performed, and some described steps may be omitted and / or some other steps not described herein can be added to this method.

[0038] The files of the traditional credit card approval business are submitted based on manual work, manual registration information and paper files. There are many problems such as high time-consuming overall process, inco...

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Abstract

The invention relates to a credit card check and approval service method, which comprises the following steps of: presetting a field table and a product field configuration table, and combining the field table and the product field configuration table to form a data verification network, wherein the data verification network performs data verification on the to-be-approved data to obtain standard and legal to-be-approved data; dividing the approval and approval process into a plurality of nodes according to service functions, and listing the nodes in sequence, wherein each node comprises the name, the type and the approval state of the node and the name of the next node; checking and approving the to-be-approved data in sequence according to the node sequence until all nodes are approved and approved; and if an exception occurs in the approval and approval process of any node, distributing the current to-be-approved data to an exception pool, and solving the current exception by the exception pool. According to the method, the defects of traditional credit card approval are overcome, meanwhile, the approval process can be standardized, human judgment errors are reduced, and the approval efficiency is improved.

Description

technical field [0001] The invention relates to the technical field of bank management systems, in particular to a credit card approval and approval business method. Background technique [0002] The files of the traditional credit card approval business are submitted based on manual work, manual registration information and paper files. There are many problems such as high time-consuming overall process, inconvenient registration information, difficult process monitoring, high cost of file submission process, and inconvenient management. [0003] Therefore, it is necessary to provide a method for credit card approval and business approval, so as to solve the drawbacks of traditional credit card approval, and meanwhile standardize the approval process and improve the approval efficiency. Contents of the invention [0004] The purpose of the present invention is to provide a method for credit card approval and business approval, so as to solve the disadvantages of traditio...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/02G06Q40/03Y02P90/30
Inventor 王邦成
Owner 上海通联金融服务有限公司
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