Product anti-risk capability identification method and device thereof, equipment and medium

Abstract

The invention relates to an artificial intelligence technology, and discloses a product anti-risk capability identification method comprising the following steps: obtaining a to-be-protected product, a to-be-protected product coordinate, and a biological attribute of the to-be-protected product; calculating an initial anti-risk score of the to-be-protected product according to the historical business record and a preset risk calculation strategy; obtaining landform features in the field sampling set by using a geographic feature extraction network to obtain a landform feature vector set; performing biological-environment matching on the landform feature vector set, the quantized biological attribute vector and the quantized coordinate vector by using an adaptability recognition model to obtain an environment adaptation level; and performing weight calculation on the initial anti-risk score by using an environment score corresponding to the environment adaptation level to obtain an anti-risk capability value of the to-be-protected product. The invention further provides a product anti-risk capability identification device, electronic equipment and a storage medium. According to the invention, the accuracy of risk control of the product can be improved.

Description

technical field [0001] The present invention relates to the technical field of artificial intelligence, in particular to a product anti-risk ability identification method, device, electronic equipment and computer-readable storage medium. Background technique [0002] In order to ensure the development of the domestic grain industry, reduce the impact of natural disasters on agricultural production, and stabilize farmers' income, the area covered by agricultural insurance has expanded rapidly in recent years, resulting in a sharp increase in the number of agricultural insurance insureds and an increasing number of agricultural compensation cases. [0003] At present, in the insurance industry, it is mainly through the on-site inspection of professionals to correct the anti-risk level obtained from historical experience, so as to predict the anti-risk ability of the product to be protected, and to formulate a reasonable policy contract. However, through human analysis, there a...

AI Technical Summary

Problems solved by technology

[0004] The invention provides a product anti-risk ability identification method, device and computer-readable storage medium, the main purpose of which is to solve the problem of low accuracy when identifying product anti-risk ability

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