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Enterprise overdraft business establishment method and device, computer equipment and storage medium

A technology for establishing methods and computer programs, which is applied in calculation, payment involving neutral parties, instruments, etc., can solve problems such as low pass rate, reduced application of enterprise overdraft business, and long cycle of enterprise information and enterprise, so as to improve the pass rate , Shortening the qualification review cycle and reducing the amount of corporate information

Pending Publication Date: 2022-04-08
招银云创信息技术有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] However, due to the large amount of corporate information, there are problems such as a long cycle and low pass rate in the qualification review of companies, which greatly reduces the application of corporate overdraft services.

Method used

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  • Enterprise overdraft business establishment method and device, computer equipment and storage medium
  • Enterprise overdraft business establishment method and device, computer equipment and storage medium
  • Enterprise overdraft business establishment method and device, computer equipment and storage medium

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Embodiment Construction

[0036] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0037] The method for establishing an enterprise overdraft service in the embodiment of the present application can be applied to such as figure 1 shown in the application environment. figure 1 An application environment diagram of the method for establishing an enterprise overdraft service provided by the embodiment of the present application, the application environment includes a terminal 10 and a server 20 . The terminal 10 can communicate with the server 20 . Specifically, communication can be performed in a wired or wireless manner. Wherein, the server 20 provides...

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PUM

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Abstract

The invention relates to an enterprise overdraft business establishment method and device, computer equipment and a storage medium. The method comprises the following steps: receiving a service request of a target enterprise through a user interface of a travel system; the business request comprises an application limit of the target enterprise; and obtaining the account balance of the target enterprise, and determining whether to establish the overdraft business of the target enterprise based on the matching relationship between the account balance and the application limit. By adopting the method, the application universality of the enterprise overdraft business can be improved.

Description

technical field [0001] The present application relates to the field of electronic commerce, in particular to a method, device, computer equipment, storage medium and computer program product for establishing an enterprise overdraft service. Background technique [0002] At present, some suppliers (for example, hotels, ticketing platforms, and catering platforms, etc.) provide companies with overdraft services for travel expenses through online travel service systems. When the employee's travel expenses do not exceed the corresponding overdraft limit of the company, corresponding services can be provided to the employee. [0003] In traditional technology, before establishing an overdraft business with an enterprise, it is necessary to basically review the company's funds and operating conditions. After passing the review, the company will be provided with an overdraft line for travel expenses, allowing employees to use the supplier's business in the current month. Next month...

Claims

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Application Information

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IPC IPC(8): G06Q10/10G06Q20/02G06Q40/00
Inventor 高靓君曾裕刘思彦
Owner 招银云创信息技术有限公司