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Property point deduction payment system

A payment system and property technology, applied in data processing applications, instruments, calculations, etc., can solve problems such as large differences in operating modes, ineffective property credit systems, and long property fee payment cycles, so as to improve user experience. Effect

Pending Publication Date: 2022-08-05
重庆天智慧启科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] In the field of property services, points are usually used for lottery and exchange for specific commodities in point malls. However, due to the unique mode of property services, transactions between property owners and property companies are rare, and due to cost considerations, property companies rarely Property points will be issued free of charge. Owners usually only have to pay property fees to obtain points. There are few ways to obtain property points, which is quite different from the general business operation model. At the same time, the payment cycle of property fees is long, and the accumulation of property points The speed is slow, and it is difficult for users to accumulate enough points to exchange goods in the points mall. The number of times the property point system is used to exchange goods is very small. As a result, although the property company has developed the property point system, it hardly maintains the system after finding that the number of users is small. As a result, it fell into a vicious circle, and then the property points can only be used to deduct the payment of property fees. The property points are in an embarrassing situation where they are dispensable. effect, wasting a lot of cost

Method used

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  • Property point deduction payment system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0020] The example is basically as attached figure 1 As shown in the figure, the property points deduction payment system includes a point query module, a payment module and a community login module; the community login module is used to log in to the community platform; the point query module is used to query the user's remaining property points in the community service platform, and the The value of the remaining property points is displayed on the payment interface; the payment module is used to pay when the cooperative merchant consumes. At this time, the user can choose a single payment mode or a mixed payment mode. If the single payment mode is selected, WeChat, Alipay and Choose one of payment terminals such as cloud flash payment to make payment; the hybrid payment mode in this embodiment is co-payment in cash and property points. A first strategy and a second strategy are stored in the payment module, wherein the first strategy is used to customize the value of inputt...

Embodiment 2

[0026] The difference between the second embodiment and the first embodiment is only that the payment module further includes a deduction module, and the deduction module is used to use deduction coupons issued by cooperative merchants, and the deduction coupons and property points can be used at the same time. This scheme can be deducted through the deduction coupons issued by the cooperative merchants. The priority of the deduction coupons is higher than that of the property points payment, that is, when paying, after entering the total amount, first select the deduction coupons for deduction. The deduction coupons include fixed Amount deduction and percentage deduction, the subsequent input of cash or property points is calculated based on the deducted amount. The property points of this scheme will not interfere with the preferential activities held by the merchants themselves, so that users can enjoy the dual benefits of the property and the merchants at the same time, whi...

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Abstract

The invention relates to the technical field of property payment based on the Internet, in particular to a property point deduction payment system which comprises a point query module, a payment module and a community login module. The point query module is used for querying remaining property points of the user; the payment module is used for payment when the cooperative commercial tenants consume; the community login module is used for logging in a community service platform; a first strategy and a second strategy are stored in the payment module, the first strategy is used for inputting the value of payment cash and the value of payment property points in a customized manner, and the second strategy is used for adjusting the deduction ratio of the property points to the cash in a graded manner when the property points are paid; the grading adjustment includes that when the ratio of the payment property points to the total payment amount is smaller than or equal to a first threshold value, the deduction ratio is 1: 1; and when the ratio of the payment property point to the total payment amount is greater than a first threshold value, reducing the deduction ratio. According to the scheme, a more flexible deduction payment mode can be provided, and the user experience is improved.

Description

technical field [0001] The invention relates to the technical field of Internet-based property payment, in particular to a property credit deduction payment system. Background technique [0002] With the development of finance, the point system has been widely used in various fields. The main function of points is to stimulate user consumption, increase user stickiness, and avoid user loss. [0003] In the field of property services, points are usually used for lottery draws and redemption of specific products in the point mall. However, due to the unique model of property services, there are few transactions between owners and property companies, and there are few property companies due to cost considerations. Property points will be issued free of charge, and owners can usually only pay property fees to obtain points. There are few ways to obtain property points, which is quite different from the general business operation model; at the same time, the payment period of pro...

Claims

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Application Information

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IPC IPC(8): G06Q30/02G06Q50/16
CPCG06Q30/0208G06Q30/0211G06Q50/163
Inventor 焦谋
Owner 重庆天智慧启科技有限公司