Method for realizing fee payment by mobile telecommunication terminal

A mobile communication terminal, mobile payment technology, applied in the direction of a complete banking system, a complete banking system, coin-free or similar appliances, etc. The effect of improving safety

Inactive Publication Date: 2007-04-04
POTEVIO INFORMATION TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

This kind of operation method is complicated, and it is quite different from the current operation mode of financial card consumption, which is not easy for users to accept. Therefore, it has brought certain difficulties to the promotion and development of mobile phone payment.
[0033] In addition, s

Method used

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  • Method for realizing fee payment by mobile telecommunication terminal
  • Method for realizing fee payment by mobile telecommunication terminal
  • Method for realizing fee payment by mobile telecommunication terminal

Examples

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Embodiment Construction

[0071] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below with reference to the accompanying drawings and examples.

[0072] In the implementation method of fee payment with mobile communication terminals provided by the present invention, the mobile payment platform assigns a random verification code for each mobile communication terminal payment. The method of operation is used to pay the fee.

[0073] Hereinafter, the present invention will be described in detail by taking fee payment with a mobile phone as an example.

[0074] The fee payment system realizing the method of the present invention is the same as that in Fig. 1, except that the processing flow of payment is improved. Applying the present invention to realize fee payment with a mobile phone, first of all, the same as the prior art, the user needs to have an account in the banking system, and registers ...

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Abstract

This invention is to open a payment method for cell phones. It includes: A. sending payment require from cell phone to payment interface which randomly allocates an identification code to the cell phone; B. sending payment amount, identification code and payment password to the interface; C. payment to bank system by the interface according to the registered information bind to the identification code; D. sending bank slip from interface to cell phone.

Description

technical field [0001] The invention relates to the realization technology of the application of the mobile communication technology in the financial aspect, in particular to a method for realizing fee payment with a mobile communication terminal. Background technique [0002] There are more and more applications of mobile communication technology in finance, and the use of mobile phones to pay fees is one of the applications that is currently being promoted. Referring to FIG. 1, FIG. 1 is a schematic structural diagram of a system for fee payment using a mobile communication terminal. The system includes: mobile payment platform, banking system, mobile communication terminals such as mobile phones, PDAs, and notebook computers, merchant terminals such as wired POS machines and wireless POS machines, Internet clients, and LAN clients connected to the Internet through a LAN. [0003] Wherein, mobile communication terminals such as mobile phones, PDAs, and notebook computers ...

Claims

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Application Information

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IPC IPC(8): G07F19/00H04Q7/20
Inventor 袁明罗艳马麟李国栋
Owner POTEVIO INFORMATION TECH
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