Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

System and method for selecting excellence of finance product based on requirement of client

A technology for financial products and customer needs, applied in finance, instruments, data processing applications, etc., can solve problems such as difficult product sales, and achieve the effect of reducing complexity

Inactive Publication Date: 2007-05-16
BEIJING MINGYA INSURANCE BROKERS
View PDF0 Cites 4 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, this is only a means to get closer to the customer. After the analysis, it is still a direct recommendation of a product to the customer, rather than a further analysis of the customer's age, income, preferences and other attributes to obtain the most suitable product for the customer, so It is difficult to achieve customer demand-oriented product sales

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • System and method for selecting excellence of finance product based on requirement of client
  • System and method for selecting excellence of finance product based on requirement of client

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0017] In order to further illustrate the financial product selection system and method based on customer needs proposed by the present invention, the present invention will now be described in detail with reference to the accompanying drawings.

[0018] Referring to Fig. 1, an optimal selection system includes a product database 4, an information collection module 3, a product classification module 5, a function screening module 6, an RBI analysis module 7, an RBI processing module 8, and an RBI curve generation module 9 if necessary, for optimal selection Module 10, communication module 2; in order to make the selection system applicable to different financial products, such as insurance, securities, stocks, banks, etc., the selection system can use product databases 4 of different financial types. The process of the optimization system and method is as follows:

[0019] In the first step, the functional classification module 5 classifies the relevant financial products in t...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

This invention provides one finance product optimization system and method based on customer end, which comprises the following steps: firstly processing single function sort division on product database relative products to determine each sort product difference function and filter process; according to product function different selection menu to get customer function demands information; then processing quantification to meet customer function demands to determine RBI parameter and its value range; further to get customer demands information and each RBI parameter value range for matching or filtering to get RBI parameter matching; finally according to the RBI parameter matching to draw RBI curve to feed back results to customer end.

Description

technical field [0001] The invention relates to an information processing system and method, in particular to a financial product selection system and method based on customer demand information. Background technique [0002] RBI (Relative Benefit Index) refers to the ratio of investment to income for financial products. Through this benefit index, it is possible to analyze the cost performance of each product, so as to truly help customers choose products that meet functional requirements and have the best cost performance. However, how to quantitatively analyze the needs of customers and how to quantitatively judge whether a certain financial product is suitable for the needs of customers is a basic problem. Only by solving this problem can it be possible to help customers choose from many financial products with the best functions and benefits. The best products can truly realize the sales model oriented to customer needs. [0003] At present, there are some domestic and...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/00G06Q40/06
Inventor 徐振明
Owner BEIJING MINGYA INSURANCE BROKERS
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Patsnap Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Patsnap Eureka Blog
Learn More
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com