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Method integrating 2-generation ID and bank electronic settlement verification

An identity verification method and ID card technology are applied in the field of identity authentication, electronic settlement certificates for corporate customers and second-generation ID cards for individual customers with equipment verification, achieving the effects of convenient operation, maintaining economic and financial order, and reducing investment in equipment renewal.

Inactive Publication Date: 2008-02-13
SHANDONG SYNTHESIS ELECTRONICS TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

At present, there is no method that can use a single device to verify the authenticity of the corporate customer's electronic settlement certificate and the personal customer's second-generation ID card.

Method used

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  • Method integrating 2-generation ID and bank electronic settlement verification
  • Method integrating 2-generation ID and bank electronic settlement verification

Examples

Experimental program
Comparison scheme
Effect test

Embodiment

[0020] The identification terminal uses the dual-certificate verification management software to identify whether the card held by the user is a bank electronic settlement certificate or a second-generation ID card, and verifies the legitimacy of the user's certificate. The specific verification steps are:

[0021] 1) Turn on the identification terminal and wait for the identification terminal to enter the working state;

[0022] 2) Waiting for the customer's certificate to be placed in the card reading area of ​​the identification terminal;

[0023] 3) Put the customer certificate (electronic settlement certificate / second-generation resident ID card) in the sensing area of ​​the identification terminal;

[0024] 4) The identification terminal verifies whether the current card is a bank electronic settlement certificate, if it goes to the next step; if not, then go to 10);

[0025] 5) Verify whether the current electronic settlement certificate is a legal card, if so, go to ...

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PUM

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Abstract

The invention provides a convenient and quick identity authentication method with a simple structure, and can be used for checking authenticity of an electric bank balancing certificate and a second generation identity card with a single device. Advanced embedded software and RFID technologies are used for integrating an electric balancing certificate and a second generation identity card verifying device to realize authenticating and registering of the identity in account creating and balancing businesses. The technologies of combining and certificating unit customers and personal customers meet practical requirements on comprehensive tellers in commercial banks, and save investment. Detailed steps are: automatically entering the card reading status after the recognizing terminal is started; the recognizing terminal verifies whether the present card is an electronic balancing certificate or a second generation identity card; if the card is an electronic balancing certificate, user account and password are submitted and verified for recognizing identity of the account; if the card is an second generation identity card, the information in the identity card is recognized and the information is displayed; then continuing waiting for next certificate verification.

Description

technical field [0001] The invention relates to identity authentication technology in the financial field, in particular to a method for verifying the electronic settlement certificate of an entity customer and the second-generation ID card of an individual customer with equipment. Background technique [0002] In order to prevent criminals from using financial institutions to engage in money laundering activities, maintain financial order, and ensure the safety of customer funds, according to the "Anti-Money Laundering Law of the People's Republic of China", the "Regulations on Anti-Money Laundering of Financial Institutions" of the People's Bank of China and the "Regarding Strengthening Payment and Settlement" of the People's Bank of China According to relevant regulations such as "Notice on Management and Protection of Bank and Customer Fund Safety", financial institutions should strictly establish a customer identification system, and establish a business relationship wit...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F7/00
Inventor 宋弋希李维新孙建伟赵曰侠孙祯祥陈起伦贾东亮
Owner SHANDONG SYNTHESIS ELECTRONICS TECH
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