Bluetooth mobile payment terminal, payment method and system

A bluetooth mobile phone and payment system technology, which is applied in the field of payment and wireless electronic payment equipment, can solve the problems of lengthiness, reluctance to disclose mobile phone numbers at will, and low efficiency, and achieve the effects of reducing input information, fast consumption settlement, and reducing error probability

Inactive Publication Date: 2009-06-17
BEIJING AIO TIME INFORMATION TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

At present, a variety of mobile payment modes have been developed, but they have not been popularized and applied due to design defects. The main problems are: 1. Failure to fully protect personal privacy. For example, some payment modes require both parties to exchange mobile phone numbers, while Phone numbers generally belong t

Method used

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  • Bluetooth mobile payment terminal, payment method and system
  • Bluetooth mobile payment terminal, payment method and system
  • Bluetooth mobile payment terminal, payment method and system

Examples

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Embodiment Construction

[0028] In order to enable those skilled in the art to better understand the technical solution of the present invention, and to make the above-mentioned purpose, features and advantages of the present invention more obvious and understandable, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments.

[0029] Such as figure 1 As shown, an embodiment of a bluetooth mobile phone payment method provided by the present invention includes the following steps:

[0030] S101 The payer's mobile terminal establishes a Bluetooth connection with the payee's mobile terminal;

[0031] The payer and the payee establish a connection through Bluetooth search on their mobile terminals.

[0032] S102 The payee's mobile terminal sends a payment request to the payer's mobile terminal;

[0033] The payee uses the mobile phone to send payment request information to the payer's mobile phone via Bluetooth. The payment request info...

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PUM

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Abstract

The invention discloses a Bluetooth cellular phone payment terminal, a payment method and a system thereof, which is designed for solving the problems of complicate payment and easy errors of an existing cellular phone payment mode. The system comprises a payer cellular phone terminal, a payment receiver cellular phone terminal and a bank mobile payment server, wherein the payment receiver cellular phone terminal is used for sending the payment request for the payer terminal through a Bluetooth, and the payer cellular phone terminal is used to receive the payment request and send the payment instruction for the bank payment server through the payment request, and the bank mobile payment server is used to receive the payment request, to process related financial information, and send the operation result to the payment receiver cellular phone terminal and the payer cellular phone terminal. The invention is applied to the consumption settlement between consumers and trade companies, also is applied to the transfer by payment between individuals.

Description

technical field [0001] The invention relates to a wireless electronic payment device, a payment method and a system, in particular to a bluetooth mobile phone payment terminal, a payment method and a system. Background technique [0002] At present, with the popularization and application of bank network service systems, bank credit cards have been more and more widely used in consumption settlement. Consumers only need to use bank cards to make shopping settlements in shopping malls equipped with bank terminals. Consumption settlement provides great convenience. Consumers do not need to carry a large amount of cash when traveling and shopping, which reduces the risk of cash being stolen. However, on the one hand, there are potential safety hazards in the existing bank terminal consumption settlement. Consumers often have their bank card account numbers and passwords stolen during the consumption settlement process; , Restaurants and other public consumption places, but can...

Claims

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Application Information

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IPC IPC(8): H04W4/24H04B5/02G06Q20/00
Inventor 陈中陈建勇
Owner BEIJING AIO TIME INFORMATION TECH
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