Credit card payment system and method thereof

A technology for credit cards and users, applied in payment schemes/models, credit plans, data processing applications, etc., can solve problems such as the inconvenience of credit card repayment, achieve the effects of convenient operation, resource saving, and improvement of operational efficiency
CN101587579AInactive Publication Date: 2009-11-25ALIBABA GRP HLDG LTD

Patent Information

Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
ALIBABA GRP HLDG LTD
Publication Date
2009-11-25
Estimated Expiration
Not applicable · inactive patent

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Abstract

The invention provides a credit card payment system and a method thereof, used for paying credit cards of users, comprising a third-party payment. The third-party payment further comprises a user interaction unit, a user count storage cell, a payment unit and a company interaction unit. The user interaction unit is connected with a user terminal. The user count storage cell is used for storing count data on third-party payment flat. The payment unit is connected with the user interaction unit and the user count storage cell, respectively. The company interaction unit is connected with the payment unit and a company credit card center, respectively. The invention further provides a convenient, highly-effective and rapid credit card payment way.
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Description

technical field

[0001] This application relates to the field of electronic finance, in particular to a credit card repayment system and method. Background technique

[0002] With the development of society and the continuous improvement of transportation means, there are more and more large-scale transactions across regions, countries and even intercontinents. Traditional payment tools can no longer meet the needs of commodity transactions and consumption in modern society, and bank cards emerge in due course. Due to its convenience and safety, people are more and more accustomed to using various bank cards for transactions instead of cash transactions.

[0003] Although there are various types of bank card services launched by various banks, in terms of their functions, there are mainly two types of bank cards, namely debit cards and credit cards. The main functions of debit cards (also known as wealth management cards) are domestic and foreign currency savings, consumptio...

Claims

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