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Credit island service platform and corporate finance service system based on the same

A service platform and service system technology, applied in finance, data processing applications, instruments, etc., can solve problems such as the weakening of the punishment mechanism for dishonesty and the information asymmetry of transaction subjects, and achieve the effect of solving the lack of credit

Inactive Publication Date: 2010-06-23
苏州德融嘉信信用管理技术股份有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Due to the strangeness between transaction subjects, information asymmetry between transaction subjects occurs, and information asymmetry will lead to the occurrence of breach of contract; at the same time, due to the infinite space, it also leads to the weakening of the punishment mechanism for dishonesty

Method used

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  • Credit island service platform and corporate finance service system based on the same
  • Credit island service platform and corporate finance service system based on the same
  • Credit island service platform and corporate finance service system based on the same

Examples

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Embodiment Construction

[0041] The present invention aims to solve the problem of the credit system at a relatively low cost, that is, to use the current information technology means to rebuild the traditional and closed transaction space, realize the symmetry of information in the transaction space, and complete the credit incentive and dishonesty punishment mechanism.

[0042] If we use urban areas, various industrial development parks, etc. as units, and use technical means to combine the characteristics of the network and the region to establish a relatively closed environment, in the scope of certain specialized business transactions, for certain transaction entities , can form a "acquaintance society" environment, improve the credit level of transaction subjects, reduce transaction default costs, control credit risk, and realize a credit environment. We call this kind of trading space based on acquaintance society "Credit Island". According to different types of regions, we can produce various f...

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Abstract

The invention provides a credit island service platform. Individuals related to the credit investigation are integrated into one environment through establishing a virtual acquaintance social community on Internet, and information can be shared between the individuals through various software tools for improving the familiar degree and solving the information symmetry problem, so each individual can be placed under the supervision of various external subjects, and the invention aims to establish a credit environment for implementing the credit reward and discredit reprimand mechanism. The invention has the advantage that the problem of credit lack is fundamentally solved. On the basis of the advantage, the invention also provides a corporate finance service system based on the credit island service platform, which can also solve the problem of corporate credit lack for financial institutions.

Description

technical field [0001] The invention relates to a credit island service platform and an enterprise financing service system based on the platform, belonging to the technical field of financial services. Background technique [0002] In a market economy environment, the main elements of transactions are: [0003] ●Trading subject: an individual or enterprise engaged in market transactions; [0004] ●Product: the goods or services provided by the seller to the buyer; [0005] ●Trading behavior: The buying and selling behavior of products occurs between trading entities. [0006] Under the premise of setting the above-mentioned elements, a trading space can be formed, and the trading space is essentially a market environment. [0007] In a closed trading space, it is relatively easy to achieve a credit environment. The core is that when the trading subjects are confined to a limited area, and the products bought and sold between the trading subjects are also produced in this...

Claims

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Application Information

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IPC IPC(8): G06Q40/00G06Q40/06
Inventor 郑爱军
Owner 苏州德融嘉信信用管理技术股份有限公司
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