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Payment method and system for on-line transaction and home gateway

A home gateway and payment system technology, which is applied in the payment of online transactions and the home gateway field, can solve the problems of increasing operational complexity, difficulty in promotion, and increasing requirements for users' technical understanding, so as to achieve the effect of facilitating promotion and reducing risks

Inactive Publication Date: 2010-11-24
ZTE CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0013] However, the security of such schemes has not been fundamentally improved, but has increased the technical understanding level requirements for users (users) and increased the complexity of operations. From the perspective of popularization, it is difficult to promote
[0014] At present, there is no effective solution to solve the risks of home users using online payment methods in the process of online transactions

Method used

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  • Payment method and system for on-line transaction and home gateway
  • Payment method and system for on-line transaction and home gateway
  • Payment method and system for on-line transaction and home gateway

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Embodiment Construction

[0044] The preferred embodiments of the present invention will be described below in conjunction with the accompanying drawings. It should be understood that the preferred embodiments described here are only used to illustrate and explain the present invention, and are not intended to limit the present invention.

[0045] figure 1 It shows a schematic structural diagram of a payment system for online transactions in an embodiment of the present invention;

[0046] Such as figure 1 As shown, it includes: a payment system on the network side and a client on the user side, the payment system includes a transaction platform and a payment platform; the client can be located in a PC, a notebook computer, a mobile terminal and other devices; in an embodiment of the present invention, The client terminal can be connected to the payment system via the home gateway in a wired or wireless manner to realize communication.

[0047] Such as figure 2 As shown, in order to realize the flo...

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Abstract

The invention provides a payment method for an on-line transaction, which comprises the following steps that: after receiving a transaction request sent from a user side, a payment system generates order information, wherein the order information comprises transaction information and user information; the payment system sends the order information to a home gateway corresponding to the user side according to the user information, so that the home gateway sends the order information to the user side according to the user information; the payment system receives a confirmation result sent from the user side through the home gateway after a user confirms the order information; and the payment system performs payment operation according to the confirmation result. The invention also provides a payment system for the on-line transaction and the home gateway. The invention is value added application based on the home gateway and the payment platform of an operator. The home gateway is used as a component of the whole payment platform, so that the risk when the user uses an on-line payment mode can be effectively reduced.

Description

technical field [0001] The invention relates to the field of online transaction payment, in particular to an online transaction payment method, system and home gateway. Background technique [0002] With the vigorous development of the Internet and the gradual popularization of e-commerce, the method of "online transaction and online payment" has attracted more and more attention from everyone. Its biggest advantage is that you can easily complete related transactions without leaving home Shopping, payment transactions. [0003] For example, "e-wallet" is a value-added application based on the support platform of the home gateway. It is a service-oriented platform-level functional application that provides a safe and convenient payment tool for home users. [0004] Use Wallet to: [0005] 1) Pay recurring bills: water, electricity, gas, telephone, Internet access, mobile phone, etc. [0006] 2) Pay special bills: road maintenance fees, traffic fines, etc. [0007] 3) Sho...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/00H04L12/66H04L29/06G06Q20/12
CPCG06Q20/12
Inventor 谷继兵
Owner ZTE CORP
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