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Chip bank card and mobile phone using it

A mobile phone, bank card technology, applied to the record carrier used by the machine, the structure of the telephone set, the complete banking system, etc.

Inactive Publication Date: 2016-01-06
SHENZHEN FUTAIHONG PRECISION IND CO LTD +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

And above-mentioned two kinds of modes all can only use mobile phone to carry out payment or account transfer function, need special card reader to carry out the reading and writing of data, and can't use ubiquitous automatic teller machine to carry out corresponding operation (as depositing, withdrawing money) to bank card , transfer and inquiry, etc.)

Method used

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  • Chip bank card and mobile phone using it
  • Chip bank card and mobile phone using it
  • Chip bank card and mobile phone using it

Examples

Experimental program
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Effect test

Embodiment Construction

[0031] see figure 1 The chip bank card 10 according to the preferred embodiment of the present invention includes a main body 11 and a chip body 13 detachably assembled on the main body 11 . When the chip body 13 is assembled on the main body 11, the chip bank card 10 can be used on an existing automatic teller machine; when the chip body 13 is separated from the main body 11, the chip body 13 It can be installed on a mobile phone 20 to perform payment operations through the mobile phone.

[0032] see figure 2 , the main body 11 is in the shape of a rectangular flat card, and an assembly groove 111 is recessed at one end thereof. The assembly groove 111 is roughly equivalent in shape and size to the chip body 13 , and is used for assembling the chip body 13 . The fitting groove 111 is surrounded by a bottom wall 1111 and two side walls 1113 disposed on opposite sides of the bottom wall 1111 . The bottom wall 1111 is provided with at least one protruding strip 1115 at inte...

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PUM

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Abstract

The invention provides a chip bank card, which comprises a body and a chip body capable of being assembled on the body separately. The chip body is provided with a chip which is capable of recording account information of the chip bank card, and when the chip body is assembled on the body, the chip bank card can be used in an automatic teller machine. When the chip body is separated from the body, the chip body can be assembled on a mobile phone and used on the mobile phone. The invention further provides the mobile phone utilizing the chip bank card.

Description

technical field [0001] The invention relates to a chip bank card and a mobile phone using the same. Background technique [0002] Traditional bank cards include magnetic stripe cards, chip cards (including smart cards and IC cards) and composite cards with magnetic stripes and smart chips. These bank cards are generally rectangular plastic cards. Currently, chip cards and combo cards are gradually replacing traditional magnetic stripe cards because chip cards and combo cards are more secure than magnetic stripe cards. Moreover, chip cards and composite cards not only have all the financial functions of ordinary magnetic stripe cards, but also have electronic cash accounts, support offline micro-payments, and can use contactless interfaces to realize fast payment and smart card mobile phone payment. and other functions. [0003] Bank card mobile phone payment business is an innovative payment method that uses the financial smart card in the mobile phone as the payment accou...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06K19/07G07F19/00H04M1/02
Inventor 林德峰
Owner SHENZHEN FUTAIHONG PRECISION IND CO LTD