Processing method for gifted amount in electronic wallet and server

Abstract

The invention provides a processing method for a gifted amount in an electronic wallet and a server. The method comprises the steps of: transmitting recharging commands to the electronic wallet by the server according to a trigger strategy, wherein the recharging commands contain the gifted amount; adding the gifted amount in the account of the electronic wallet according to the recharging commands, and returning results of recharging success to the server by the electronic wallet; and recording the gifted amount into the corresponding red packet subaccount of the electronic wallet by the server according to the results of recharging success returned by the electronic wallet. The server comprises a business management module, a payment processing module, a loading module and an account management module. By adopting the technical scheme, the flexibility of the electronic wallet in use can be improved, the implementation of various schemes for promotion of electronic wallet businesses can be facilitated, and the promotion and the development of electronic wallet business can be improved greatly.

Description

technical field [0001] The invention relates to communication technology, in particular to a method and server for processing donated money in an electronic wallet. Background technique [0002] Electronic wallet is a special computer software or hardware device used by customers to conduct secure network transactions, especially secure network payment and store transaction records. Electronic cash, credit card numbers, electronic change, personal information, etc. can be stored in the electronic wallet, which is suitable for individual and small online consumption. E-wallets in a broad sense mainly refer to small payment methods using cards as the medium, such as transportation cards, campus cards, savings cards, credit cards, online banking, electronic cash, PayPal (eBay payment tool), etc. In a narrow sense, electronic wallet mainly refers to a small-amount electronic payment method that supports offline transactions. It has the advantages of fast transaction speed and h...

AI Technical Summary

Problems solved by technology

Among them, one way of promotion is to allow users to experience the e-wallet service, but because the existing e-wallet only allows users to experience the e-wallet service after opening this service and transferring their own funds into the e-wallet, the implementation of this method is limited

Another promotion method is to provide preferential policies to users who use electronic wallets, but this implementation method usually requires the cooperation of merchants, that is, merchants formulate another set of product prices for electronic wallet users, which undoubtedly increases the management costs of merchants and settlement time. complexity, therefore, the promotion method also has flaws

[0004] As can be seen from the above, due to the poor flexibility of the existing electronic wallets in use, the implementation of various schemes for promoting electronic wallet services is limited, and the development of electronic wallet services is limited. Therefore, the use flexibility of electronic wallets should be further improved. Become a top priority for e-wallet business development

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