Financial IC (Integrated Circuit) card long-distance individualized method and system

A remote and financial technology, applied in finance, instruments, data processing applications, etc., can solve problems such as waste of resources, personalization of financial IC cards cannot be managed in a unified manner, and achieve the effect of satisfying security management.

Inactive Publication Date: 2012-11-28
WUHAN TIANYU INFORMATION IND
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The present invention provides a method for remote personalization of financial IC cards, aiming at solving the problem that the personalization of existing financial IC cards cannot be managed in a uni

Method used

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  • Financial IC (Integrated Circuit) card long-distance individualized method and system
  • Financial IC (Integrated Circuit) card long-distance individualized method and system
  • Financial IC (Integrated Circuit) card long-distance individualized method and system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0041] figure 1 The flowchart of a method for remotely personalizing a financial IC card provided by the first embodiment of the present invention is shown, and only the parts related to the embodiment of the present invention are shown for convenience of description.

[0042] What the embodiment of the present invention adopts is the C / S mode, including personalization client and personalization server, and now the personalization server side describes the steps of a kind of financial IC card remote personalization method provided by this example, and said method comprises:

[0043] Step S101, receiving a data request from a personalization client, and processing the data request generation task.

[0044] When the personalization client located in the financial card production institution needs to complete the card production operation, the card issuer sends a data request to the personalization server through the personalization client to generate a card production task. Sin...

Embodiment 2

[0063] Figure 4 The flowchart of a method for remotely personalizing a financial IC card provided by the second embodiment of the present invention is shown, and only the parts related to the embodiment of the present invention are shown for convenience of description.

[0064] The embodiment of the present invention adopts the C / S mode, including a personalization client and a personalization server. Now, the personalization client side describes the steps of a method for remotely personalizing a financial IC card provided by this example. The method includes:

[0065] Step S401, sending a data request to the personalization server.

[0066] In this step, when the card issuer needs to complete the card issuance operation, the card issuer sends a data request to the personalization server at the personalization client to generate a card production task.

[0067] Step S402, receiving the personalization data file sent by the personalization server.

[0068] In this step, aft...

Embodiment 3

[0080] Figure 6 The flowchart of a method for remotely personalizing a financial IC card provided by the third embodiment of the present invention is shown, and only the parts related to the embodiment of the present invention are shown for convenience of description.

[0081] In this embodiment, two-way description is made on the flow of the financial IC card remote personalization method provided by the example of the present invention on both sides of the personalization client and the personalization server, specifically as follows:

[0082] Step S601, the personalization client sends a data request to the personalization server;

[0083] Step S602, the personalization server receives the data request from the personalization client, and processes the data request generation task;

[0084] Step S603, the personalization server obtains the card making data file from the data preparation system according to the task;

[0085] Step S604, the personalization server regularl...

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PUM

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Abstract

The invention is suitable for the field of financial IC (Integrated Circuit) card individualization and provides financial IC (Integrated Circuit) card long-distance individualized method and system. The method comprises the following steps of: receiving a data request from an individualized client and processing a data request generating task; obtaining a card creating data file from a data preparing system according to the task; searching a card creating data file storing menu at fixed time to find out the card creating data file and converting the card creating data file into a card creating data file with a standard format; obtaining a corresponding compiled individualized script from a database and executing; and converting the card creating data file with the standard format into an individualized instruction to generate the card creating data file to be sent to the individualized client. According to the financial IC card long-distance individualized method and system disclosed by the invention, an industrial application is uniformly managed in an individual server and a step of synchronously updating each card creating mechanism after application updating is avoided. Moreover, data safety management requirements can be met.

Description

technical field [0001] The invention belongs to the field of financial IC personalization, in particular to a method and system for remote personalization of financial IC cards. Background technique [0002] Due to the accelerated pace of globalization, magnetic stripe cards have inherent deficiencies in security and anti-counterfeiting technology, domestic banks need to deal with more and more counterfeit card fraud in the payment field. The financial IC card has set off a new bank card revolution with its advantages of safety, reliability, fast payment and wide application. At present, my country is promoting the migration of financial IC cards, that is, the transfer of bank cards from magnetic stripe cards to smart IC cards. The promotion and use of the entire IC card industry has put forward higher requirements for the personalization of IC cards. This requires system integrators to provide technical support in various modes. [0003] At present, there is no unified f...

Claims

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Application Information

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IPC IPC(8): G06Q40/02
Inventor 尚秀枝徐连全张升荣
Owner WUHAN TIANYU INFORMATION IND
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