Payment system and payment method based on mobile terminal

A mobile terminal and payment system technology, applied in payment architecture, instruments, data processing applications, etc., can solve problems such as inability to use e-commerce, and achieve the effects of cost saving, convenient use, and reduction of transaction processes

Inactive Publication Date: 2013-04-03
上海网赛网络科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, e-commerce is currently only applicable to standardized and mailable goods, while s

Method used

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  • Payment system and payment method based on mobile terminal
  • Payment system and payment method based on mobile terminal
  • Payment system and payment method based on mobile terminal

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0065] In this embodiment, the payment two-dimensional code is printed on the cash receipt through the cash register system integrated with the two-dimensional code printing module, and the mobile terminal is used to scan the payment two-dimensional code and pay according to the information of the payment two-dimensional code, thereby Transform the transaction information flow and transaction capital flow of offline merchants from "offline" to "online", that is, let offline merchants with physical stores use e-commerce, and bring offline transaction information and transaction payment to online On the Internet, there is no need to use a credit card machine (POS), which saves the cost of using a bank card and facilitates transactions.

[0066] like figure 1 As shown, the mobile terminal-based payment system provided in this embodiment includes: a first mobile terminal installed with a first client, a second mobile terminal installed with a second client, and a cash register sys...

Embodiment 2

[0097] The mobile terminal-based payment system and payment method of this embodiment are especially suitable for ticketing activities such as purchasing movie tickets and various tickets (such as park tickets, concert tickets, etc.). The buyer uses the second mobile terminal to purchase tickets online and pay. After the payment is completed, the second mobile terminal obtains a QR code for a successful payment; no ticket is required. When performing activities such as watching movies, the seller uses the first mobile terminal The first client on the Internet scans the QR code of successful payment to confirm the payment behavior.

[0098] like image 3 As shown, the mobile terminal-based payment system provided in this embodiment includes: a first mobile terminal installed with a first client and a second mobile terminal installed with a second client; The client makes payment, and after the payment is completed, the second mobile terminal obtains a successful payment two-di...

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Abstract

The invention discloses a payment system and a payment method based on a mobile terminal. The traditional POS (Point of Sale) is replaced by online payment and two-dimensional code scanning; and conversion between below-line and on-line is realized; the cost for using a bank card is saved; furthermore, transaction flows are reduced; and convenience is provided for users.

Description

technical field [0001] The present invention relates to an electronic payment method and system, in particular to a mobile terminal-based payment system and payment method. Background technique [0002] The development of e-commerce has brought a huge revolution to commodity circulation. No matter where consumers are, they can buy various commodities online without leaving home. The operating costs of online merchants are lower than those of offline physical merchants. However, the operational efficiency is much higher. However, e-commerce is currently only applicable to standardized and mailable commodities, while services, leisure, entertainment, and personalized commodities cannot use e-commerce. After nearly 10 years of development, China's e-commerce sales have reached one trillion yuan, but it only accounts for 3.5% of the total social retail sales. If e-commerce can be brought to offline physical merchants, it will definitely bring new benefits to the retail industry...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/16G06Q20/12
CPCG06Q20/0855G06Q20/3274
Inventor 郑昭东张一成
Owner 上海网赛网络科技有限公司
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