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Method and system for verifying identity information

A technology of identity information and verification methods, applied in user identity/authority verification, transmission system, digital data authentication, etc., can solve the problems of high cost, users cannot make online payment, increase the cost of identity information verification, etc., to improve security. Effect

Active Publication Date: 2013-06-05
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, due to the high cost of payment devices such as ciphers or password cards, the cost of identity information verification is increased
In addition, the payment device needs to be carried with you. If the user loses the payment device, the user cannot make online payment, and other people with the payment device may still endanger the user's property safety
[0005] In short, a technical problem that needs to be urgently solved by those skilled in the art is: how to innovatively propose an identity information verification method to solve the security problem of identity information verification in online payment without increasing the cost of identity information verification. low problem

Method used

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  • Method and system for verifying identity information
  • Method and system for verifying identity information
  • Method and system for verifying identity information

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Embodiment Construction

[0079] The following will clearly and completely describe the technical solutions in the embodiments of the application with reference to the drawings in the embodiments of the application. Apparently, the described embodiments are only some of the embodiments of the application, not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of this application.

[0080] The application is applicable to numerous general purpose or special purpose computing device environments or configurations. For example: personal computer, server computer, handheld or portable device, tablet type device, multiprocessor device, distributed computing environment including any of the above devices or devices, etc.

[0081] This application may be described in the general context of computer-executable instructions, such as program modules, being executed by a...

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Abstract

The invention provides a method and a system for verifying identity information. The method comprises that a server obtains account information sending an identity information authentication request; at least one key identity information word corresponding to the account information is selected randomly; key identity information words are submitted by a client side in advance and are stored in the server; the server generates authentication problem information and answer information according to key identity information words; the authentication problem information is sent to the client side; the answer information which is sent by the client side and answers authentication problems is received; whether the answer information which is sent by the client side is matched with answer option information generated by the server is judged; if the answer information which is sent by the client side is matched with answer option information generated by the server, the authentication success information is generated; and if the answer information which is sent by the client side is not matched with answer option information generated by the server, the authentication fail information is generated. By the aid of the method or the system for verifying the identity information, the safety for identity information authentication can be improved.

Description

technical field [0001] This application relates to the field of information verification, in particular to a method and system for verifying identity information. Background technique [0002] With the popularization of network technology, more and more users begin to use the network for payment. Online payment is a form of electronic payment. It is an instant payment method through the payment interface provided by a third party and the bank. During the online payment process, the server needs to verify the user's identity information to ensure that this time Payment is an operation performed by the user himself. [0003] There are mainly two methods for verifying identity information in the prior art. One is to use a fixed password for identity information verification. For example, a user registers an account on a certain website, and sets a fixed password (for example: uni2009) for network payment. When the user makes online payment with the account number on the web...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04L9/32H04L29/06
CPCG06F21/31G06Q20/12G06Q20/4014G06Q20/4016G06F2221/2103
Inventor 童海杨宇琳朱剑文姜涛仲跻伟汪秦宇
Owner ADVANCED NEW TECH CO LTD