Electronic-payment transaction risk control method and system

An electronic payment and risk control technology, applied in the direction of buying and selling/leasing transactions, instruments, finance, etc., can solve the problems of unfavorable enterprises, improve the competitiveness of the industry, communication and maintenance costs, reduce risk losses and prevent risks. The effect of loss and cost reduction
CN103279883AActive Publication Date: 2013-09-04携程旅游信息技术(上海)有限公司
1 Cites 73 Cited by

Patent Information

Authority / Receiving Office
CN · China
Current Assignee / Owner
携程旅游信息技术(上海)有限公司
Publication Date
2013-09-04

Smart Images

  • Figure 1
    Figure 1
  • Figure 2
    Figure 2
  • Figure 3
    Figure 3
Patent Text Reader

Abstract

The invention provides an electronic-payment transaction risk control method and system. The method comprises the following steps: according to business types, converting the format of an electronic-payment transaction request to be audited of a client side to corresponding transaction data; obtaining parameters to be audited from the transaction data, and storing the parameters to be audited into a cache table; searching a preset white list according to the parameters to be audited, searching a preset black list according to the parameters to be audited, and obtaining related historical transaction data and a preset verification rule according to the parameters to be audited; according to the historical transaction data and the preset verification rule, judging whether the parameters to be audited conform to the verification rule or not; if yes, enabling the electronic-payment transaction request to pass the audit; and if not, refusing the electronic-payment transaction request. Under the premises that the cost investment is reduced and the confidential information of companies and users are not leaked, the loss of the companies on the aspect of electronic-payment transaction risks is reduced and prevented.
Need to check novelty before this filing date? Find Prior Art

Description

technical field

[0001] The invention relates to an electronic payment transaction risk control method and system. Background technique

[0002] Electronic payment transactions are an integral part of large-scale e-commerce website systems. It mainly uses electronic information network, uses safe means of information transmission, and adopts digital method to carry out currency payment and capital flow between electronic accounts. It relies on advanced computer and network hardware, as well as e-commerce software in the field of electronic information technology as its main technical support. As the main guarantee mechanism for the security of electronic transactions, the risk control system mainly realizes relevant functions through the research of synchronous information collection in the field of electronic information technology; intelligent data modeling and analysis; automatic monitoring and other subdivisions.

[0003] The current e-commerce websites generally have m...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More