Mobile terminal and payment method and device based on mobile terminal

A technology for mobile terminals and payment data, applied in the field of mobile communications, to achieve the effect of eliminating hidden safety hazards, ensuring work reliability, and reducing operations

Active Publication Date: 2014-08-27
北京鸿享技术服务有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0007] Therefore, the security issue of mobile payment is t...

Method used

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  • Mobile terminal and payment method and device based on mobile terminal
  • Mobile terminal and payment method and device based on mobile terminal
  • Mobile terminal and payment method and device based on mobile terminal

Examples

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Embodiment Construction

[0037] The algorithms and displays presented herein are not inherently related to any particular computer, virtual system, or other device. Various generic systems can also be used with the teachings based on this. The structure required to construct such a system is apparent from the above description. Furthermore, the present invention is not specific to any particular programming language. It should be understood that various programming languages ​​can be used to implement the content of the present invention described herein, and the above description of specific languages ​​is for disclosing the best mode of the present invention.

[0038] figure 1 is a schematic diagram of a mobile terminal-based payment device 100 according to an embodiment of the present invention. The mobile terminal-based payment device 100 may generally include a payment scenario determination module 110, a transmission channel establishment module 120, a transmission channel establishment module...

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Abstract

The invention provides a mobile terminal and a payment method and device based on the mobile terminal. The payment method based on the mobile terminal comprises the steps that it is determined that the mobile terminal enters the payment scene; the network connection type of the mobile terminal is detected; according to the network connection type, a safety network transmission channel from the mobile terminal to a payment server is built; the safety network transmission channel is utilized for transmitting payment data until payment is completed. According to the technical scheme, the VPN or other channel transmission technologies are utilized for conducting safe mobile payment through the safety network transmission channel, the requirement for safe switching between network services and different applications of safety payment is met, the unique networking dedicated mobile safety payment data network of the mobile terminal in the payment operation process is ensured, and mobile payment safety hidden dangers caused by the transmission channel are completely eradicated.

Description

technical field [0001] The invention relates to the field of mobile communication, in particular to a payment method and device based on a mobile terminal and the mobile terminal. Background technique [0002] Mobile payment integrates terminal equipment, the Internet, application providers, and financial institutions to provide users with financial services such as currency payment and bill payment. With the rapid development of mobile e-commerce, third-party payment, banks, etc. are scrambling to launch mobile payment clients, and transaction clients such as shopping, wealth management, and life services are also emerging, which greatly enriches the market application environment of mobile payment. [0003] Mobile payment uses the user's mobile phone number or other identification as the associated payment account, and conducts payment transactions through identity confirmation. Mobile payment access methods may include SMS, voice, network connection and other methods. A...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/16H04L29/06
CPCG06Q20/16G06Q20/325G06Q20/425H04W12/00
Inventor 孟齐源高祎玮
Owner 北京鸿享技术服务有限公司
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