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Secure payment terminal based on access point verification and verification method thereof

A technology of secure payment and verification method, which is applied in the secure payment terminal based on access point verification and its verification field, which can solve the problems of no fingerprint verification function of the terminal, easy leakage of fingerprint information, and unsafe fingerprints, etc., so as to improve convenience, Improved user experience and improved security

Pending Publication Date: 2016-08-31
知而行(上海)企业发展有限公司
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  • Abstract
  • Description
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AI Technical Summary

Problems solved by technology

[0005] The biggest advantage of mobile payment is convenience. Although fingerprint verification can be convenient and safe at the same time, many terminals do not have fingerprint verification function, or the protection of fingerprint information is not enough, and the user's fingerprint information is easy to access. Leakage, thus causing irreparable losses, secondly, fingerprints may also be unsafe, violent elements may not be able to force people to hand over passwords, but they can indeed force people to hand over fingerprints

Method used

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  • Secure payment terminal based on access point verification and verification method thereof
  • Secure payment terminal based on access point verification and verification method thereof

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Embodiment Construction

[0035] The present invention will be described in detail below in conjunction with the accompanying drawings and specific embodiments. This embodiment is carried out on the premise of the technical solution of the present invention, and detailed implementation and specific operation process are given, but the protection scope of the present invention is not limited to the following embodiments.

[0036] Some users, such as users of mobile phones with niche operating systems, such as win10m system, because the system is too niche, generally the application software on it will be very scarce, so they will have to use a second Android or ios terminal as a backup equipment, at this time, this application provides a fast and sufficiently secure payment verification scheme.

[0037] A secure payment terminal based on access point authentication, such as figure 1 shown, including:

[0038] The wireless connection device 1 is used to access the wireless network and identify the info...

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Abstract

The invention relates to a secure payment terminal based on access point verification and a verification method thereof. The secure payment terminal comprises a wireless connection device connected to a wireless network and used for identifying access point information, a storage device used for storing a secure access point list, and a verification device connected with the storage device and the wireless connection device and used for verifying whether a current access point is in the secure access point list and completing payment when the current access point is in the secure access point list. Compared with the prior art, password input is avoided based on access point verification, great convenience is brought to people owning two phones, a main phone opens a hotspot to enable an auxiliary phone to complete payment, payment can be completed without entering a password, and operation is convenient and quick.

Description

technical field [0001] The invention relates to the field of O2O mobile payment, in particular to a secure payment terminal based on access point verification and a verification method thereof. Background technique [0002] Mobile payment, also known as mobile payment, is a service method that allows users to use their mobile terminals (usually mobile phones) to pay for the goods or services they consume. Units or individuals directly or indirectly send payment instructions to banking and financial institutions through mobile devices, the Internet or proximity sensing to generate currency payment and fund transfer behaviors, thereby realizing the mobile payment function. Mobile payment integrates terminal equipment, the Internet, application providers, and financial institutions to provide users with financial services such as currency payment and bill payment. [0003] Mobile payment is mainly divided into two types: near-field payment and remote payment. The so-called nea...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/38
CPCG06Q20/325G06Q20/382
Inventor 尹晓峰肖铁强
Owner 知而行(上海)企业发展有限公司
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