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Certificate receiving method, apparatus, and system

A technology of electronic vouchers and receiving modules, which is applied in the field of certificate collection methods, devices and systems, can solve problems such as low efficiency, and achieve the effect of improving efficiency and reducing transaction risks

Inactive Publication Date: 2017-02-01
SHENZHEN CIFPAY NETWORK BANK TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The purpose of the embodiment of the present invention is to provide a method, device and system for receiving a certificate, aiming to solve the problem of inefficiency caused by the need to confirm the complete account number of the payee when the payer initiates the payment

Method used

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  • Certificate receiving method, apparatus, and system
  • Certificate receiving method, apparatus, and system
  • Certificate receiving method, apparatus, and system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0056] Such as figure 1 As shown, a method for collecting certificates proposed in Embodiment 1 of the present invention is used for the second fund management server, including steps:

[0057]S1. Receive an issued notification of the first electronic certificate sent by the first fund management server, where the issued notification includes the information of the first electronic certificate. Before the second fund management server receives the notification that the certificate has been issued, the two parties of the transaction first form an order. The issuer selects an issuing bank and sends it to the second client terminal at the receiver's side. The receiver fills in the information of the electronic certificate to be issued. And send to the second fund management server. The second fund management server receives the certificate receipt request and the electronic certificate information to be issued sent by the second client, generates a certificate issuance request a...

Embodiment 2

[0066] Embodiment 2 of the present invention proposes a certificate collection device for the second fund management server, such as figure 2 As shown, the device of Embodiment 2 of the present invention includes:

[0067] The first receiving module 10 is configured to receive the issued notification of the first electronic voucher sent by the first fund management server, the issued notification including the information of the first electronic voucher;

[0068] The comparison module 20 is used to compare the electronic certificate information to be issued and the first electronic certificate information stored in the second fund management server;

[0069] The receipt module 30 is configured to receive the first electronic certificate when the comparison is consistent.

[0070] Such as image 3 As shown, the receipt module 30 includes:

[0071] An associating unit 31, configured to associate the second client information corresponding to the electronic certificate to be ...

Embodiment 3

[0087] Embodiment 3 of the present invention proposes a certificate collection system. Such as Figure 5 As shown, the system according to Embodiment 3 of the present invention includes a first fund management server 100 and a second fund management server 200, wherein,

[0088] The first fund management server 100 is configured to send a notification that the first electronic certificate has been issued to the second fund management server 200;

[0089] The second fund management server 200 is configured to receive the issued notice of the first electronic certificate sent by the first fund management server 100, the issued notice includes the information of the first electronic certificate, and compares the information of the first electronic certificate to the second fund management server 200. The stored electronic certificate information to be issued is compared with the first electronic certificate information, and the first electronic certificate is received when they ...

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PUM

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Abstract

The invention, which is suitable for the technical field of internet payment, provides a certificate receiving method, apparatus, and system. The method comprises: a piece of opening finishing notice, sent by a first fund management server, of a first electronic certificate is received, wherein the opening finishing notice includes first electronic certificate information; to-be-opened electronic certificate information stored by a second fund management server is compared with the first electronic certificate information; and if the comparison result shows that the information is consistent, the first electronic certificate is received. With the method, apparatus, and system, an electronic certificate can be received without confirmation of a receiver, so that the efficiency is improved and the error rate of internet payment is reduced.

Description

technical field [0001] The invention belongs to the technical field of network payment, and in particular relates to a certificate collection method, device and system. Background technique [0002] Traditional online payment tools, such as online banking, third-party payment, etc., the payer sends a transfer payment instruction to the bank or payment institution, and the funds are paid from the payer's account to the payee's designated payee's account. In the collection process, the payee's bank or payment institution will transfer the money to the payee's account only after receiving the money remitted by the payment institution. [0003] Among the above payment tools, the payer initiates the payment, and the payer must obtain the complete and accurate account information of the payer before making the payment, and once the payer makes a mistake in the payment object or amount, the funds will be irreversibly paid to the wrong account, As a result, it is difficult or costl...

Claims

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Application Information

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IPC IPC(8): G06Q20/38G06Q20/40
CPCG06Q20/3821G06Q20/401
Inventor 张毅
Owner SHENZHEN CIFPAY NETWORK BANK TECH
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