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Certificate receipt method, apparatus, and system for electronic certificate

An electronic certificate and seller's technology, applied in the field of Internet finance, to achieve the effect of reducing error rate, reducing transaction risk, and improving the efficiency of certificate collection

Inactive Publication Date: 2017-02-01
SHENZHEN CIFPAY NETWORK BANK TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In view of this, the technical problem to be solved by the present invention is to provide a method, device and system for collecting electronic certificates to solve the technical problem that the seller cannot selectively collect money

Method used

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  • Certificate receipt method, apparatus, and system for electronic certificate
  • Certificate receipt method, apparatus, and system for electronic certificate
  • Certificate receipt method, apparatus, and system for electronic certificate

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0036] Such as figure 1 As shown, a method for receiving an electronic certificate provided by an embodiment of the present invention includes the following steps:

[0037] S101. The second client sends at least two certificate collection requests to the second fund management server.

[0038] Specifically, after confirming the order, the seller initiates at least two receipt requests in batches to the second fund management server through the second client. Among them, the receipt request includes at least electronic voucher information and seller information, and the electronic voucher information includes at least the electronic voucher number, and may also include any one or a combination of the following parameters: payment timeliness, transaction object information, settlement rate, opening Certificate information, issuance amount, performance period, receipt period, electronic certificate model and payment mode, etc. Seller information includes seller identity informa...

Embodiment 2

[0046] Such as figure 2 As shown, a method for receiving an electronic certificate provided by an embodiment of the present invention includes the following steps:

[0047] S201. The second client sends at least two certificate collection requests to the second fund management server.

[0048] S202. The second fund management server receives all certificate collection requests in batches.

[0049] S203. Verify the identity information of the seller for all received certificate collection requests.

[0050] S204. Verify the seller's account information for all received certificate collection requests.

[0051] S205. Register in batches the electronic vouchers corresponding to all receipt requests that have passed the verification of the seller's identity and account information, and update the status of the corresponding electronic vouchers to have been received.

[0052] S206 , generate certificate receipt notifications in batches for all certificate collection requests th...

Embodiment 3

[0057] Such as image 3 As shown, a method for receiving an electronic certificate provided by an embodiment of the present invention includes the following steps:

[0058] S301. The second client sends at least two certificate collection requests to the second fund management server.

[0059] S302. The second fund management server receives all certificate collection requests in batches.

[0060] S303. Verifying the identity information and account information of the seller for all received certificate collection requests.

[0061] S304. Register sequentially the electronic vouchers corresponding to all receipt requests that pass the verification of the seller's identity and account information, and update the status of the corresponding electronic vouchers to have been received.

[0062] S305. Generate certificate receipt notifications in batches for all certificate collection requests that pass the verification of the seller's identity and account information.

[0063] S...

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PUM

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Abstract

The invention, which belongs to the technical field of the internet finance, discloses a certificate receipt method, apparatus, and system for an electronic certificate. The method comprises: a second client sends at least two certificate receipt requests to a second fund management server; the second fund management server receives all certificate receipt requests in batches; seller information is verified for the all certificate receipt requests; and electronic certificates corresponding to all certificate receipt requests with successful seller information verification are received. According to the technical scheme, the second client sends the certificate receipt requests and the second fund management server verifies the seller information, thereby realizing selective collection by the seller; and the error rate of network payment as well as the transaction risk of the buyer and the seller is reduced. Meanwhile, because of sending and processing of certificate receipt requests in batches, the certificate receipt efficiency is improved.

Description

technical field [0001] The invention relates to the technical field of Internet finance, in particular to a method, device and system for collecting electronic certificates. Background technique [0002] Payment refers to monetary payments based on economic contracts in buying and selling activities. Many banks or companies provide online payment tools, allowing users to operate computers, mobile phones and other terminal devices to realize online payment. The online payment method provides users with great convenience. However, in the traditional online payment methods, such as online banking, third-party payment, etc., the payer sends a transfer payment instruction to the bank or payment institution, and the funds are paid from the payer's account to the payee's account designated by the payer. The payee's collection process, the payee's bank or payment institution will transfer the money to the payee's account only after receiving the money remitted by the payment instit...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38G06Q20/40
CPCG06Q20/3821G06Q20/401
Inventor 张毅
Owner SHENZHEN CIFPAY NETWORK BANK TECH