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Method and system for applying MT940 message to bank-corporate direct linkage

A technology of MT940 and message, which is applied in the field of bank-enterprise direct remittance payment system, can solve problems such as poor timeliness, trouble, and large operational risks, and achieve the effect of reducing operating costs and improving the degree of automation

Inactive Publication Date: 2017-06-13
数贸科技(北京)有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Very troublesome, poor timeliness, and high operational risk

Method used

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  • Method and system for applying MT940 message to bank-corporate direct linkage
  • Method and system for applying MT940 message to bank-corporate direct linkage
  • Method and system for applying MT940 message to bank-corporate direct linkage

Examples

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Embodiment Construction

[0048] Embodiments of the present invention are described in detail below, examples of which are shown in the accompanying drawings, wherein the same or similar reference numerals denote the same or similar components or components having the same or similar functions throughout. The embodiments described below by referring to the figures are exemplary only for explaining the present invention and should not be construed as limiting the present invention.

[0049] A method for applying MT940 message in bank-enterprise direct connection, comprising the following steps:

[0050] S1. The user initiates a withdrawal application, and the platform records the user's withdrawal application;

[0051] S2. The platform reviews the withdrawal application and registers the batch information of the remittance;

[0052] S3. Send the remittance information to HSBC;

[0053] S4. HSBC processes the remittance request and generates the remittance information in the MT940 message;

[0054] S5...

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Abstract

The invention relates to a method and a system for applying an MT940 message to bank-corporate direct linkage. The method comprises the steps of obtaining the MT940 message of an account through a file transmission protocol; analyzing the message; updating a transfer batch state; updating a deposit withdrawal state; performing judgment; if deposit withdrawal fails, performing return processing; and if the deposit withdrawal succeeds, obtaining and updating a bank slip. A merchant can conveniently know whether the deposit withdrawal succeeds or not, and the purpose of notifying the merchant in real time is achieved; through the system, the bank slip can be quickly obtained; and the method and the system realize automation of transfer remittance of bank-corporate direct linkage and settlement links of transnational e-commerce enterprises, improve operation efficiency and lower operation risk.

Description

technical field [0001] The invention relates to the field of information management technology and the field of Internet technology, and in particular to a bank-enterprise direct remittance payment system. Background technique [0002] As a kind of e-commerce platform, the foreign trade e-commerce platform also naturally has a settlement process for merchants on the platform in the actual business operation process. From the overseas buyer's order payment, to the merchant's delivery and the buyer's confirmation of receipt of the goods, to the foreign trade e-commerce platform to lend money to the merchant, and finally the merchant's own cash withdrawal, the financial operator of the platform will settle the settlement for the merchant. [0003] In the process of settlement processing on traditional foreign trade e-commerce platforms, financial operators need to check and adjust the format of merchant cash withdrawal data downloaded and exported from the platform. The paymen...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/02
Inventor 赵红强
Owner 数贸科技(北京)有限公司
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