Business processing method and device, computer equipment and storage medium
A business processing and card square technology, applied in the Internet field, can solve the problem of low utilization rate of stored value cards
Active Publication Date: 2018-09-11
TENCENT TECH (SHENZHEN) CO LTD
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Problems solved by technology
[0005] Based on this, it is necessary to provide a business processing method and device, computer equipment and storage media for the problem of low utilization of stored value cards
Method used
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[0045] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, and do not limit the protection scope of the present invention.
[0046] The present invention provides a business processing method. By operating a terminal, a user can consume according to the stored-value card received, and pay to the holder of the stored-value card after consumption.
[0047] figure 1 It is a schematic diagram of the application environment of the stored-value card sharing method and device provided by an embodiment. Such as figure 1As shown, the application environment includes a first terminal 101, a second terminal 102, a server 103 and a resource receiving terminal 104. The first terminal 101 and the second t...
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The present invention provides a service processing method and an apparatus as well as a computer device and a storage medium. The method includes: when an instruction for processing a stored-value card is acquired, obtaining the stored-value card account, the consuming party identifier, and the cardholder identifier; based on the stored-value card account, the consuming party identifier, and the cardholder identifier, generating resource information; obtaining the transfer numerical value and the resource information by a resource receiving terminal and reducing the balance corresponding to the stored-value card account to obtain a service processing result; according to the service processing result, sending to the service terminal the resource transfer information wherein when the received consumer party identifier and the cardholder identifier are not consistent at the service terminal, sending a resource transfer request according to the resource transfer information; and when the confirmation instruction for the resource transfer request is received, sending to the service terminal the resource transfer confirmation; and reducing the transfer numerical value from the account balance corresponding to the consumer party identifier by the service terminal and adding the transfer numerical value to the account balance corresponding to the cardholder identifier. The method of the invention raises the utilization efficiency of a stored-value card.
Description
technical field [0001] The invention relates to the technical field of the Internet, in particular to a business processing method and device, computer equipment and storage media. Background technique [0002] In order to increase the return of funds in advance and lock in high-end customers, more and more merchants have launched stored-value cards. Stored-value cards are issued by merchants, and cardholders store funds in the card in advance, and deduct money from the card when they consume. [0003] Usually stored-value cards require a relatively large amount of pre-stored value. In order to reduce the risk of cardholders and stimulate consumption, merchants will not limit stored-value cards to be used by cardholders themselves, and cardholders can lend stored-value cards to relatives Friends use it, and consumers who have borrowed the stored-value card can also spend at the merchant by presenting the stored-value card. [0004] And the stored-value card is unique, when...
Claims
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IPC IPC(8): G06Q20/34
CPCG06Q20/342G06Q20/349
Inventor 查文
Owner TENCENT TECH (SHENZHEN) CO LTD