Group insurance premium assessment method and apparatus, computer equipment and storage medium

A premium and group technology, applied in computing, product evaluation, instruments, etc., can solve problems such as low accuracy, time-consuming and labor-intensive, and no unified standard for group premiums, and achieve the effect of unified standard and high accuracy

Inactive Publication Date: 2018-02-09
PING AN TECH (SHENZHEN) CO LTD
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  • Abstract
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  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

For group insurance business, insurance companies often use underwriters to quote manually based on experience. Different underwriters have different experience and cognition, so the quotation results vary from person to person. Obviously, there is no uniform standard for group insurance premiums relying on manual quotation. The accuracy is not high, and time-consuming and labor-intensive

Method used

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  • Group insurance premium assessment method and apparatus, computer equipment and storage medium
  • Group insurance premium assessment method and apparatus, computer equipment and storage medium
  • Group insurance premium assessment method and apparatus, computer equipment and storage medium

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Embodiment Construction

[0053] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0054] figure 1 It is a schematic diagram of the internal structure of a computer device in an embodiment, and the computer device may be a server or a terminal. refer to figure 1 , the computer device includes a processor connected through a system bus, a non-volatile storage medium, an internal memory and a network interface. Wherein, the non-volatile storage medium of the computer device may store an operating system and computer-readable instructions, and when the computer-readable instructions are executed, the processor may execute a method for group premium assessment. The processor of th...

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PUM

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Abstract

The invention provides a group insurance premium assessment method. The method comprises the following steps of acquiring a target insurance buying scheme of an insurance premium to be assessed from adatabase; extracting an insurance buying factor which influences an insurance premium price in the target insurance buying scheme; according to the insurance buying factor, searching a historical insurance buying scheme set matching with the target insurance buying scheme; acquiring the insurance premium price corresponding to each insurance buying scheme in the historical insurance buying schemeset; according to the acquired insurance premium price corresponding to each insurance buying scheme, determining an initial price range corresponding to the target insurance buying scheme; acquiringa total amount of insurance premiums in a previous period; according to the total amount of insurance premiums, determining a corresponding adjusting factor; and according to the adjusting factor andthe initial price range, determining an insurance premium price range corresponding to the target insurance buying scheme. In the method, a whole process can be completed automatically, labor savingand time saving are achieved, an assessment standard is uniform and accuracy is high. In addition, the invention also provides a group insurance premium assessment apparatus, computer equipment and astorage medium.

Description

technical field [0001] The present invention relates to the field of computer processing, in particular to a method, device, computer equipment and storage medium for group insurance premium evaluation. Background technique [0002] With the development of the insurance industry, more and more people began to buy insurance. For group insurance business, insurance companies often use underwriters to quote manually based on experience. Different underwriters have different experience and cognition, so the quotation results vary from person to person. Obviously, there is no uniform standard for group insurance premiums relying on manual quotation. The accuracy is not high, and time-consuming and labor-intensive. Contents of the invention [0003] Based on this, it is necessary to propose a time-saving, labor-saving and highly accurate group insurance premium evaluation method, device, computer equipment and storage medium for the above-mentioned problems. [0004] A method ...

Claims

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Application Information

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IPC IPC(8): G06Q30/02G06Q40/08
CPCG06Q30/0278G06Q30/0283G06Q40/08
Inventor 丁杰李斌陈杰邵正铂马向东张捷
Owner PING AN TECH (SHENZHEN) CO LTD
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