Reinsurance risk unit generation method and device

Abstract

The invention discloses a reinsurance risk unit generation method and device. The method is characterized by, to begin with, obtaining direct insurance end information; associating the direct insurance end information with a reinsurance and direct insurance insurance type correspondence table according to information correspondence relation, and determining reinsurance insurance type correspondingto the direct insurance end information; then, carrying out accumulation merging processing on information same with the reinsurance insurance type in the direct insurance end information to obtain merge information; associating the merge information and retention information according to the information correspondence relation, and determining retention and risk levels; and finally, merging themerge information and the retention and risk levels to generate risk unit data. The reinsurance risk unit generation method and device can obtain reinsurance risk unit data through association betweenthe direct insurance end and the reinsurance end and merge processing of relevant data, thereby preventing the problems of poor system maintainability and not easy expansion caused when different direct insurance ends and reinsurance ends are coupled and reinsurance risk unit data is generated through different processing methods in the prior art.

Description

technical field [0001] The present invention relates to the technical field of data processing, and more specifically, relates to a method and device for generating reinsurance risk units. Background technique [0002] In recent years, with the improvement of people's overall living standards and the enhancement of security awareness, people's attitude towards commercial insurance has gradually changed from passive acceptance to active purchase. The development of social insurance business is also becoming more and more perfect. [0003] Risk unit is a general term in the insurance industry, which refers to the maximum loss range that may be caused by a disaster accident in the subject of insurance. It is the key to undertake direct insurance business, such as underwriting, correction, claim settlement and reinsurance business. The corresponding reinsurance risk unit data will be generated during the underwriting, correction, and claim settlement of each direct insurance po...

AI Technical Summary

Problems solved by technology

[0005] In view of this, the present invention provides a method and device for generating reinsurance risk units to solve the problem of high system maintenance cost and poor scalability due to the coupling of multiple direct insurance end systems and reinsurance systems in the prior art The problem

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