Reinsurance risk unit generation method and device

A unit and dangerous technology, applied in the field of data processing, can solve problems such as high system maintenance costs and poor scalability, and achieve the effect of poor maintainability and difficult expansion

Inactive Publication Date: 2018-04-20
TAIKANG LIFE INSURANCE CO LTD +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0005] In view of this, the present invention provides a method and device for generating reinsurance risk units to solve the problem of high system m

Method used

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  • Reinsurance risk unit generation method and device
  • Reinsurance risk unit generation method and device
  • Reinsurance risk unit generation method and device

Examples

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Embodiment Construction

[0043] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some of the embodiments of the present invention, not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0044] figure 1 It is a flow chart of the method for generating reinsurance risk units disclosed in the embodiment of the present invention, such as figure 1 As shown, the method may include:

[0045] Step 101: Obtain the information of the direct insurance terminal.

[0046] The information of the direct insurance terminal may include information such as underwriting, correction, and claim settlement. Specifically, the underwriting informatio...

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Abstract

The invention discloses a reinsurance risk unit generation method and device. The method is characterized by, to begin with, obtaining direct insurance end information; associating the direct insurance end information with a reinsurance and direct insurance insurance type correspondence table according to information correspondence relation, and determining reinsurance insurance type correspondingto the direct insurance end information; then, carrying out accumulation merging processing on information same with the reinsurance insurance type in the direct insurance end information to obtain merge information; associating the merge information and retention information according to the information correspondence relation, and determining retention and risk levels; and finally, merging themerge information and the retention and risk levels to generate risk unit data. The reinsurance risk unit generation method and device can obtain reinsurance risk unit data through association betweenthe direct insurance end and the reinsurance end and merge processing of relevant data, thereby preventing the problems of poor system maintainability and not easy expansion caused when different direct insurance ends and reinsurance ends are coupled and reinsurance risk unit data is generated through different processing methods in the prior art.

Description

technical field [0001] The present invention relates to the technical field of data processing, and more specifically, relates to a method and device for generating reinsurance risk units. Background technique [0002] In recent years, with the improvement of people's overall living standards and the enhancement of security awareness, people's attitude towards commercial insurance has gradually changed from passive acceptance to active purchase. The development of social insurance business is also becoming more and more perfect. [0003] Risk unit is a general term in the insurance industry, which refers to the maximum loss range that may be caused by a disaster accident in the subject of insurance. It is the key to undertake direct insurance business, such as underwriting, correction, claim settlement and reinsurance business. The corresponding reinsurance risk unit data will be generated during the underwriting, correction, and claim settlement of each direct insurance po...

Claims

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Application Information

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IPC IPC(8): G06Q10/06G06Q40/08
CPCG06Q10/0635G06Q40/08
Inventor 陶希张丽毛巧龙
Owner TAIKANG LIFE INSURANCE CO LTD
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