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Recharging method and system of value card

A recharging method and a stored-value card technology, which are applied in the field of recharging methods and systems for stored-value cards, can solve problems such as easy duplication of magnetic stripe cards, and achieve the effect of facilitating retrospective search and statistics

Inactive Publication Date: 2018-07-13
深圳喆行科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

From the easy copying of the magnetic stripe card information to the cracking of the M1 card, the security of using the card has become an urgent problem to be solved. For the security problems caused by the wrong charging of the card or being replaced by criminals during the card recharging process, the card should be used Issues that must be paid attention to during the process

Method used

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  • Recharging method and system of value card
  • Recharging method and system of value card
  • Recharging method and system of value card

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Embodiment Construction

[0028] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in combination with specific embodiments and with reference to the accompanying drawings. It should be understood that these descriptions are exemplary only, and are not intended to limit the scope of the present invention. Also, in the following description, descriptions of well-known structures and techniques are omitted to avoid unnecessarily obscuring the concept of the present invention.

[0029] The invention reads the stored-value card number in the stored-value card through the reading and writing device, records the recharging request through the server and generates a user recharging order, reads the user recharging order through the user terminal, and calls the bank or third-party payment platform request according to the user recharging order Payment and deduction, and finally through the user termin...

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PUM

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Abstract

The invention discloses a recharging method and a recharging system of a value card, wherein the method includes that a user terminal is in communication and connection with a read-write device; the read-write device reads card number of the value card; a user terminal sends a recharging request command to a server; after receiving the command, the server records the recharging request this time and generates a user recharging order; the user terminal reads the user recharging order and uses a bank or a third party payment platform to ask for paying and withdrawing according to the user recharging order; the user terminal controls the read-write device to write the value card. Through the read-write device, the value card number in the value card is read; through the server, the rechargingrequest is recorded and the user recharging order is generated; through the user terminal, the user recharging order is read and the bank or the third payment platform is used to ask for paying and withdrawing according to the user recharging order; finally, the user terminal controls the read-write device to write the value card, the value card is rapidly and safely recharged.

Description

technical field [0001] The invention belongs to the technical field of near-field communication, and in particular relates to a method and system for recharging a stored-value card. Background technique [0002] At present, the common cards on the market are divided into magnetic stripe cards and chip cards, namely IC cards, and IC chip cards are further divided into M1 cards and CPU cards. The central bank issued the "Notice on Gradually Closing Financial IC Card Downgrading Transactions", pointing out that before the end of August 2015, ATMs across the country would close financial IC card downgrading transactions, and before the end of October this year, POS terminals across the country would close down financial IC card downgrading transactions. Commercial banks should close the financial IC card downgrade transactions on other offline channel terminals before the end of the year according to their actual conditions. After the magnetic stripe function is turned off, the...

Claims

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Application Information

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IPC IPC(8): G06Q20/34G06Q20/02G06Q20/40G06Q20/32
CPCG06Q20/02G06Q20/3278G06Q20/349G06Q20/409
Inventor 文旭东吉志坚
Owner 深圳喆行科技有限公司