Payment method and device, electronic device and storage medium

An electronic device, payment request technology, applied in payment system, payment architecture, protocol authorization, etc., can solve problems such as poor user experience and slow verification process, and achieve the effect of improving user experience and speeding up payment verification.

Inactive Publication Date: 2018-11-02
GUANGDONG OPPO MOBILE TELECOMM CORP LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The current mobile payment method generally verifies the password set by the user after the user confirms the payment, and completes the payment after the verification is successful, but the verification process is slow, resulting in poor user experience

Method used

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  • Payment method and device, electronic device and storage medium
  • Payment method and device, electronic device and storage medium
  • Payment method and device, electronic device and storage medium

Examples

Experimental program
Comparison scheme
Effect test

no. 1 example

[0036] see Figure 4 , Figure 4 A schematic flowchart of the payment method provided by the first embodiment of the present application is shown. The payment method is used to collect and store face images in advance through the camera installed on the electronic device, and directly verify the face images after the user confirms the payment, which speeds up the payment verification speed and improves user experience. In a specific embodiment, the payment method is applied to such as Figure 9 The payment device 200 shown and the electronic device 100 ( Figure 12 ), the following will take an electronic device as an example to illustrate the specific process of this embodiment. Of course, it is understandable that the electronic device used in this embodiment can be a smart phone, a tablet computer, a wearable electronic device, etc., and will not be described here. Specific limits. The following will target Figure 4 The flow shown is described in detail, and the payme...

no. 2 example

[0046] see Figure 5 , Figure 5 A schematic flow chart of the payment method provided by the second embodiment of the present application is shown. The following will target Figure 5 The flow shown is described in detail, and the method may specifically include the following steps:

[0047] Step S210: When it is detected that the payment application program in the electronic device is started, acquire the current preview image.

[0048] In this embodiment, when it is detected that the payment application in the electronic device is started, the camera is called to obtain a preview image of the current location.

[0049] Step S220: Obtain the face image in the current preview image, and determine whether the face image is a complete face image.

[0050] Further, in this embodiment, the electronic device can perform feature extraction on the preview image, obtain the face image in the preview image, and then determine whether the face image is complete by identifying wheth...

no. 3 example

[0066] see Figure 7 , Figure 7 A schematic flow chart of the payment method provided by the third embodiment of the present application is shown. The following will target Figure 7 The flow shown is described in detail, and the method may specifically include the following steps:

[0067] Step S310: When it is detected that the payment application of the electronic device is started, detect the orientation of the camera.

[0068] Wherein, at the initial orientation position of the camera, it may not be facing the direction of the user, and there may be no face image within the shooting range. Therefore, optionally, in this implementation manner, it may first be determined whether there is a human face image in the current shooting range, and if so, the human face image is acquired. If there is no face image within the shooting range of the camera, it indicates that the orientation of the camera may be incorrect, and the camera can be controlled to rotate to find a face ...

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PUM

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Abstract

The embodiment of the invention discloses a payment method and device, an electronic device and a storage medium and relates to the technical field of electronic devices. The payment method is appliedto the electronic device. The electronic device is provided with a rotatable camera. The method comprises the steps that when it is detected that a payment application in the electronic device is started, the camera is controlled to rotate to acquire a target face image, and the target face image is cached; when a payment request of the payment application is acquired, the target face image is matched with a pre-stored face image; and when the target face image is successfully matched with the pre-stored face image, payment is completed. Through the payment method and device, the electronic device and the storage medium in the embodiment, the face image is pre-collected through the camera arranged on the electronic device for storage, and after a user confirms payment, the face image is directly verified. Therefore, payment verification speed is increased, and user experience is improved.

Description

technical field [0001] The present application relates to the technical field of electronic devices, and more specifically, to a payment method, device, electronic device and storage medium. Background technique [0002] With the development of electronic devices and the popularization of mobile payment, more and more users pay various fees through mobile payment. The current mobile payment method generally verifies the password set by the user after the user confirms the payment, and completes the payment after the verification is successful, but the verification process is slow, resulting in poor user experience. Contents of the invention [0003] In view of the above problems, this application proposes a payment method, device, electronic device and storage medium, which collects and stores face images in advance through a camera installed on the electronic device, and directly verifies the face images after the user confirms the payment , to speed up payment verificat...

Claims

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Application Information

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IPC IPC(8): G06Q20/40G06Q20/32G06K9/00
CPCG06Q20/322G06Q20/40145G06V40/172
Inventor 张海平
Owner GUANGDONG OPPO MOBILE TELECOMM CORP LTD
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