Securities product processing method and device for asset generalization based on block chain

Abstract

Embodiments of the present disclosure disclose a block chain-based securities product processing method, the method comprising: creating a plurality of users for participating in securities product trading on a block chain network, the securities product being asset-backed securities (ABS); assigning roles to the plurality of users based on user types of the plurality of users; creating a plurality of smart contracts for the roles of the plurality of users, each smart contract of the plurality of smart contracts corresponding to a pass; deploying the plurality of smart contracts; obtaining execution information on a plan for the securities product on the block chain network; and invoking and executing an intelligent contract associated with the execution information among the plurality ofintelligent contracts based on the obtained execution information to realize the flow of the pass. The method according to embodiments of the present disclosure can improve flexibility and dynamic scalability by dynamically deploying smart contracts, reduce various user costs, and intelligently handle risks.

Description

technical field [0001] The present disclosure generally relates to information processing technology, and more specifically, relates to a securities product processing method, device and corresponding computer-readable storage medium based on blockchain-based asset tokenization. Background technique [0002] Blockchain (Block Chain) technology is based on a decentralized peer-to-peer network, which combines cryptography principles with consensus mechanisms to ensure the coherence and continuity of data in distributed blockchain nodes, and to achieve non-tamperable and Features such as unforgeability, thus creating a distributed trust system that is private, efficient and secure. [0003] Securities products such as asset-backed securities (Asset backed security, ABS) package assets that lack liquidity but have predictable income, and sell them by issuing securities in the capital market to maximize the liquidity of assets sex. For example, auto finance is a financial busin...

AI Technical Summary

Problems solved by technology

Although the design scheme based on blockchain to realize ABS has begun to appear in the market, this scheme mainly realizes the issuance plan generation of securities products, and lacks work efficiency in terms of process automation, automatic contract triggering, automatic risk triggering mechanism, and automatic review; at the same time The problem of high service fees for service agencies, securities registration, fund transfers, and regulatory fees for regulatory agencies has not been resolved

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