Risk control method and device based on big data, computer equipment and storage medium
A big data and data technology, applied in computer equipment and storage media, wind control methods and devices based on big data, can solve the problems of the risk control system being highly dependent on data sources, single data sources, etc., so as to reduce the dependence , the data source is flexible and changeable
Active Publication Date: 2019-06-04
PING AN TECH (SHENZHEN) CO LTD
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[0004] Based on this, it is necessary to provide a risk control method, device, computer equipment and storage system based on big data for the problems that the data source of the risk control system on the market is relatively single, and the risk control system is highly dependent on the data source. medium
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[0051] In order to make the objectives, technical solutions and advantages of the present invention clearer, the present invention will be further described in detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain the present invention, but not to limit the present invention.
[0052] figure 1 The flowchart of the big data-based risk control method provided in one embodiment of the present application, as shown in the figure, includes:
[0053] S1. Obtain user data of each platform;
[0054]In this step, the user data is crawled from various platforms by means of web crawling. The platforms for obtaining the user data include platforms such as Qianhai Credit Information and Qixinbao, and the obtained user data is collected according to its source and category. After sorting, it is stored in the database.
[0055] S2, generating a data report according to the u...
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The invention relates to the field of service security, in particular to a risk control method and device based on big data, computer equipment and a storage medium. The risk control method based on the big data comprises the steps of obtaining user data of each platform; Generating a data report according to the user data; Calculating a score in the data report, and judging the risk of the data report according to the score; Matching a corresponding risk control model from an existing risk control model platform according to the data report, and calculating a risk value of the data report according to the risk control model; And generating a risk control report according to the data report, the score and the risk value, and displaying the risk control report to a worker. According to themethod, the data is acquired from the plurality of platforms, so that the data source is flexible and variable, the dependence on a single data source is reduced, the risk control model matched with the data category keyword can be flexibly updated, and the risk control report can be generated in a customized manner for different customers.
Description
technical field [0001] The invention relates to the field of business security, in particular to a big data-based risk control method, device, computer equipment and storage medium. Background technique [0002] Risk control is risk control, which means that risk managers take various measures and methods to eliminate or reduce various possibilities of risk events and reduce the losses caused by risk events. The four basic methods of risk control are: risk avoidance, loss control, risk transfer and risk retention. Risk avoidance is an investment subject consciously abandoning risky behaviors and completely avoiding specific loss risks; loss control is not abandoning risks, but making plans and Taking measures to reduce the possibility of loss or reduce the actual loss; risk transfer refers to the behavior of transferring the risk of the transferor to the transferee through a contract; risk retention, that is, risk bearing, if a loss occurs, the economic entity will Pay in w...
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IPC IPC(8): G06Q10/06G06Q40/02G06F16/2458
CPCY02D10/00
Inventor 刘军
Owner PING AN TECH (SHENZHEN) CO LTD