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Financial contract online verification method

A verification method and contract technology, applied in business, instruments, data processing applications, etc., can solve the problems of difficulty in distinguishing the authenticity of secondary contracts, and no method for re-certification of contracts is provided, so as to improve security, ensure authenticity and effectiveness. sexual effect

Inactive Publication Date: 2019-08-02
杭州钱袋数字科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

This method discloses the online signing of the contract, and does not provide a re-authentication method for the contract, making it difficult to distinguish the authenticity of the second contract

Method used

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  • Financial contract online verification method

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0044] Embodiment 1: as figure 1As shown, the contract initiator and the contract signer sign a formal contract through a third-party client; one method of signing a formal contract is: the contract initiator logs in to the third-party client with a dedicated account, and the contract initiator initiates a contract with the third-party client Write a request; after the contract is written, the third-party client uses the hash algorithm to extract and encrypt the abstract value of the written electronic contract, and the encrypted electronic contract is sent to the contract initiator and contract signer by email; the contract signer receives After information, log in the third-party client with the exclusive account, check the official electronic contract by decrypting the encrypted document, and confirm that the contract is correct, call the electronic signature and seal, affix it on the electronic contract, and generate a formal contract; the third-party client Obtain the tim...

Embodiment 2

[0045] Embodiment 2: as figure 1 As shown, due to the unclear details of the contract terms or doubts about the authenticity of the contract, the contract initiator or contract signer can initiate online verification of the contract to re-verify the contract; the re-verification of the contract follows the following steps: Step 1 , the online identity information verification of the contract verification initiator, the contract verification initiator initiates the contract online verification through the third-party client, and the third-party client verifies the identity information of the contract verification initiator; Step 2, after the identity verification is completed, the contract verification initiates The party imports the pre-authenticated electronic contract document into the third-party client system; step 3, electronic contract comparative certification, wherein the electronic contract comparative certification includes manual verification methods and system verif...

Embodiment 3

[0046] Embodiment 3: as figure 1 As shown, the contract verification is completed, and the contract verification report is generated online; the steps for generating the contract verification report are as follows:

[0047] B1. After the system verifies the information, if there is no error, transfer to the manual information confirmation interface; if an error is found, transfer to step B2;

[0048] B2. The contract verification initiator presses the information confirmation button and starts to compare the contents of the original electronic contract and the pre-verification electronic contract. If the system detects that there is no doubt about the pre-verification contract information, the contract verification initiator confirms the error in the pre-verification contract again. If If there is no doubt, press the confirm button, the verification is completed, and the verification report will be sent to the contract verification initiator by email; if the system reports an ...

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Abstract

The invention discloses a financial contract online verification method. The method comprises the following steps: S1, generating a formal contract online: enabling a contract initiator and a contractsigning party to sign a formal contract through a third party client; S2, initiating formal contract online authentication through a third party; due to the fact that the details of contract terms are unclear or the authenticity of the contract is suspected, enabling a contract initiator or a contract signer to initiate contract online verification, and verifying the contract again; S3, generating a contract verification report online; after the contract verification is finished, if the verification fails, sending verification error reporting information to a contract verification initiator through the mail; if the verification is successful, sending verification information to a contract verification initiator through the mail; recording electronic contract validation information. According to the method, the timestamp watermark is used as encryption information to cover a formal contract, identity information verification and contract content comparison verification are carried outon a contract verification initiator, the authenticity and effectiveness of the contract are ensured, and the security of financial transactions is improved.

Description

technical field [0001] The invention relates to the field of financial data security, in particular to an online verification method for financial contracts. Background technique [0002] With the development of network technology, e-commerce has gradually penetrated into people's daily consumption life. More and more online business activities are carried out online, which avoids the trouble of signing, exchanging and saving traditional paper contracts. Electronic contracts are the key to e-commerce. foundation and core, but the inherent insecurity of the network brings new challenges to secure and reliable electronic contract signing over the network. [0003] challenge. Human misoperation, vandalism, computer viruses, hardware / software / system failures, network interruptions and many other factors have caused serious harm to the security of electronic data. As a kind of electronic data, electronic contracts also have the characteristics of being changeable, easy to chang...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/00G06Q50/18
CPCG06Q30/0185G06Q50/18
Inventor 毛秀允
Owner 杭州钱袋数字科技有限公司
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