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An offline payment method, device and equipment

An offline payment and offline technology, applied in the payment system, payment circuit, payment system structure, etc., can solve problems such as unfavorable offline payment security, and achieve the effect of ensuring timeliness security and ensuring security.

Active Publication Date: 2022-05-27
深圳汇商通盈科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In view of this, the embodiment of the present application provides an offline payment method, device and equipment to solve the problem in the prior art that offline payment is not conducive to ensuring the security of offline payment

Method used

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  • An offline payment method, device and equipment
  • An offline payment method, device and equipment
  • An offline payment method, device and equipment

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Embodiment Construction

[0047] In the following description, for the purpose of illustration rather than limitation, specific details such as a specific system structure and technology are set forth in order to provide a thorough understanding of the embodiments of the present application. However, it will be apparent to those skilled in the art that the present application may be practiced in other embodiments without these specific details. In other instances, detailed descriptions of well-known systems, devices, circuits, and methods are omitted so as not to obscure the description of the present application with unnecessary detail.

[0048] In order to illustrate the technical solutions described in the present application, the following specific embodiments are used for description.

[0049] figure 1 A schematic diagram of an offline payment system provided in an embodiment of the present application, the offline payment system includes a collection terminal, a payment terminal and a payment cl...

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Abstract

The present application relates to an offline payment method, device and equipment. The offline payment method includes: reading encrypted payment data and a private key stored locally; decrypting the encrypted payment data through the private key to obtain the original payment data; according to the current time Point calculation to obtain the verification data corresponding to the offline payment code; generate an offline payment code for payment according to the verification data and the original payment data, and make payment according to the offline payment code. The offline payment code for payment is generated from the verification data and the original code for payment, which is beneficial to ensure the security of the payment code storage, and the verification data is generated by verifying the time point and the current time point, thereby facilitating Guarantee the timeliness security of the payment code.

Description

technical field [0001] The present application belongs to the field of mobile payment, and in particular relates to an offline payment method, device and equipment. Background technique [0002] With the popularity of mobile payment methods, more and more merchants accept mobile payment collection methods. Consumers can make purchases or enjoy services offline through mobile payment, which brings great convenience to consumers, and merchants can avoid the trouble of receiving counterfeit money or changing change through mobile payment. [0003] In the process of using mobile payment, the user terminal may not be able to connect to the network due to environmental interference or other communication failures, and for security reasons, the valid time of the payment code is short, in order to generate an effective offline payment code, Generally, the offline payment code for payment is generated according to the card number and payment password, which is not conducive to ensur...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/38G06Q20/06G06Q20/32
CPCG06Q20/3823G06Q20/3829G06Q20/0658G06Q20/3276
Inventor 徐竞钧张侃赵煜旻杨鹏彭健
Owner 深圳汇商通盈科技有限公司
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