Business collection method and device, equipment and medium
A technology for business and target users, applied in the field of financial technology, can solve the problems of low efficiency of financial collection
Pending Publication Date: 2020-02-11
WEBANK (CHINA)
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[0003] The main purpose of the present invention is to provide a business collection method, device, equipment and medium, aiming to solve the technical problem of low effective efficiency of financial collection in the existing business collection
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[0074] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.
[0075] The present invention provides a business collection method. In an embodiment of the business collection method, refer to figure 1 , the business collection method includes:
[0076] Step S10, when receiving the business collection request sent by the business generation system, calculating the target risk level profile of the target user targeted by the business collection request;
[0077] Step S20, determining the session interaction set of the case to be collected according to the target risk rating profile, and the session interaction set includes multiple collection sessions;
[0078] Step S30: After sending the preset initial collection session in the session interaction set to the target user, repeatedly execute the session interaction mode corresponding to the target risk level profile until the reply...
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The invention discloses a service collection method and device, equipment and a medium. The method relates to the technical field of financial science and technology, and comprises the steps that whena service collection request sent by a service generation system is received, a target risk level portrait of a corresponding target user is calculated to determine a session interaction set of a to-be-collected case, and the session interaction set comprises a plurality of collection sessions; after a preset initial collection session in the session interaction set is sent to the target user, asession interaction mode corresponding to the target risk level portrait is repeatedly executed until reply data returned by the target user meets a preset collection cut-off condition; wherein the session interaction mode comprises the steps of calculating the reply data through a preset analysis algorithm to obtain an analysis value, selecting a collection session from a session interaction setbased on the analysis value, sending the collection session to the target user, and receiving the reply data returned by the target user. The technical problem of low effective efficiency of financialcollection in existing business collection is solved.
Description
technical field [0001] The present invention relates to the technical field of financial technology (Fintech), in particular to a business collection method, device, equipment and medium. Background technique [0002] With the continuous development of financial technology (Fintech), especially Internet technology finance, more and more technologies are applied in the financial field. Among them, business collection in the financial field involves many technical applications. However, for the collection scenarios of financial business that are about to expire, such as loan IOUs, at present, most of them are reached through SMS, official account, push pop-up notification, etc., or through manual The trigger method of dialogue and exchange is used to carry out financial collection, so as to help banks and other financial institutions to intervene in asset preservation in advance, so as to achieve the purpose of preventing the continuous loss of loan assets. The effectiveness ...
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IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 阮泽文陈政
Owner WEBANK (CHINA)