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Value transfer system

A transmission system, price technology, applied in a complete banking system, a complete banking system, handling coins or valuable banknotes, etc., can solve the problem of not paying attention to cash, etc.

Inactive Publication Date: 2003-05-14
MONDEX INT LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

This is considered a social advantage and many prior art electronic cashless price transmission systems fail to appreciate this advantage of cash and do not use them

Method used

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  • Value transfer system
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Examples

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Embodiment Construction

[0022] Referring to Figure 1, there are shown three bill banks 1, 2, 3 having computers 1a, 2a and 3a respectively. The computer has files containing account details for banks, users and retailer customers. Each computer also has a price list 1b, 2b and 3b which represent the recorded floating prices, the actual funds represented by the non-specific floating price records can be held in one or more banks 1, 2 or 3 or anywhere else .

[0023] Each bank has a large-capacity wallet 1c, 2c, 3c These wallets are respectively connected to the corresponding price list and have a memory for storing the price records of the wallet, and the terminal 5 is connected to the computers 1, 2 and 3 respectively by telephone superior. Generally, the terminal 5 may be a host terminal or a terminal available in public places, and these users have an electronic wallet in the form of an IC card 6 . These cards have a microprocessor and memory. A wallet price record 7 is stored in the memory of ...

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PUM

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Abstract

In accounting service, a price transmit system allowing price to be transmitted between electronic money bags has an informationt ransmitive convention which includes promise information composing mailed certificate, and this system allows transaction to be interrupted before price information itself has been delivered so that it is easy to perform contract type payment and processing by batches.

Description

technical field [0001] The invention relates to a price transmission system, an electronic price transmission system for transmitting prices between electronic wallets. Such wallets can take many forms, the most common being an integrated circuit card (IC card), which includes a microprocessor and memory capable of storing at least one accumulated price. The cards can be used for so-called cashless transactions. In this transaction, the price is sent to the retailer's wallet in exchange for a good or service. Background technique [0002] Therefore, the main purpose of such a system is to provide a cash-equivalent price transmission. Cash has both advantages and disadvantages. One of its advantages is that small individual transactions can be carried out without special mediation between buyer and seller. This not only significantly reduces the burden of massive data transmission in the system, but also allows comparisons of non-personal features in transactions. This i...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06F17/00G07F19/00
Inventor T·L·琼斯G·R·希金斯
Owner MONDEX INT LTD