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Payment method based on blockchain digital currency and digital watch payment system

A digital currency and blockchain technology, applied in the field of digital currency, can solve the problems of payment, difficult to realize payment, and smart watch payment is not convenient, safe and reliable, and achieve the effect of preventing tampering and ensuring security.

Active Publication Date: 2020-06-23
FUJIAN REIDA PRECISION
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, the existing smart watch payment is still not convenient, safe and reliable enough
Scanning code payment requires confirmation on the mobile phone, and it is difficult to realize payment in the case of a single smart watch. The current application scenarios are mostly based on the smart watch being authorized by the mobile phone to use the smart watch to make small-amount password-free payments; using NFC payment requires corresponding hardware. Support, payment cannot be made through the NFC communication function on terminal devices without NFC corresponding hardware

Method used

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  • Payment method based on blockchain digital currency and digital watch payment system
  • Payment method based on blockchain digital currency and digital watch payment system
  • Payment method based on blockchain digital currency and digital watch payment system

Examples

Experimental program
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Embodiment 1

[0098] Please refer to Figure 1 to Figure 4 , Embodiment 1 of the present invention is:

[0099] A payment method based on blockchain digital currency, a payment method based on blockchain digital currency, comprising steps:

[0100] S1. The digital watch receives the payment request including the account to be paid and the amount to be paid sent by the payee, and sends the payment request to the server;

[0101] S2. The server receives the payment request and verifies the legitimacy of the payment request. If the verification is legal, the transaction records including the receiving account, the account to be paid, the amount to be paid, and the transaction time information will be encrypted to generate a transaction block, and the The transaction block is broadcast to all bookkeeping nodes. If the transaction block obtains the consensus of all bookkeeping nodes, step S3 is executed, and each bookkeeping node stores the transaction block on the blockchain under the account ...

Embodiment 2

[0120] Please refer to figure 1 , the second embodiment of the present invention is:

[0121] A payment method based on blockchain digital currency, on the basis of the first embodiment above, replace step S2 of the first embodiment above as follows:

[0122] The digital watch generates a password selection interface including numbers 0-9, obtains the payment password to be verified selected by the user on the password selection interface, and judges whether the payment password to be verified is the same as the user payment password corresponding to the account to be paid, and if so, then Send the payment password to be verified to the server;

[0123] The server receives the payment request and the payment password to be verified, and sends a payment password request to all accounting nodes according to the payment account to be paid and the payment password to be verified selected by the user, so as to obtain the user payment password and user payment password returned by ...

Embodiment 3

[0126] Please refer to Figure 5 , Embodiment three of the present invention is:

[0127] A digital watch payment system 1, including a digital watch 2 and a server 5, the digital watch 2 includes a first memory 4, a first processor 3, and stored in the first memory 4 and can run on the first processor 3 The first computer program, the server 5 includes a second memory 7, a second processor 6 and a second computer program stored on the second memory 7 and operable on the second processor 6, and the first processor 3 executes the second computer program. A computer program implements the corresponding steps in the first or second embodiment above, and the second processor 6 implements the corresponding steps in the first or second embodiment when executing the second computer program.

[0128] To sum up, the present invention provides a payment method based on blockchain digital currency and a digital watch payment system. After the digital watch receives the payment request f...

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PUM

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Abstract

The invention discloses a payment method based on blockchain digital currency and a digital watch payment system. The digital watch receives a payment request sent by the collection end, server receives payment request, verifying legality of payment requests, verification of legality, if so, generating a corresponding transaction block; broadcasting the transaction block to all accounting nodes; if the transaction block obtains the consensus of all the accounting nodes; if yes, deducting the number of the digital currencies equal to the amount to be paid from the account to be paid, transferring the number of the digital currencies to a collection account corresponding to the collection end, generating and sending payment success information, receiving and displaying the payment success information by the digital watch, and enabling each accounting node to store the transaction block on a block chain under the account to be paid; according to the invention, payment is carried out on the smart watch by using the digital currency corresponding to the blockchain technology, and the transaction record is stored on the blockchain, so that the transaction record is prevented from being tampered, and the security of the transaction data is ensured.

Description

technical field [0001] The invention relates to the technical field of digital currency, in particular to a payment method based on blockchain digital currency and a digital watch payment system. Background technique [0002] Currently, secure payment methods on smart watches include scanning code payment and NFC payment. Among them, scan code payment means that the merchant scans the barcode or QR code on the smart watch. The barcode and the QR code are bound with the Alipay account on the mobile phone in advance. When the barcode or QR code is scanned, the Alipay account on the mobile phone Confirm the payment to complete the payment; NFC payment is a short-distance payment method using NFC communication. By storing a specific token on the watch, when paying, the specific token is passed to the payee through NFC communication, and the payee Pass the specific token to UnionPay, and complete the payment after verifying the legitimacy of the specific token. [0003] However...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10G06Q20/06G06Q20/38G06Q20/40
CPCG06Q20/102G06Q20/065G06Q20/389G06Q20/3823G06Q20/401
Inventor 蒋维
Owner FUJIAN REIDA PRECISION